The best hotel credit cards in Canada will get you closer to nearly free stays the fastest and give you plenty of value.
You’ll earn valuable hotel points from welcome bonuses and by maximizing your everyday spending.
There are great options to save money and enjoy nearly free stays more often.
You can also earn plenty of Membership Rewards points and can transfer them to many travel partners. This includes Marriott Bonvoy and Hilton Honors for free hotel stays. You’ll also get Hyatt Status Benefits at World of Hyatt worldwide with Aeroplan premium credit cards.
Plus, you’ll get travel benefits that make every stay easier and more enjoyable. These include perks like room upgrades, free breakfast, late check-outs, and free night certificates.
Here’re our hand-picked best hotel credit cards for earning points for nearly free stays for July 2026.
Best reward cards
Our Best Hotel Credit Cards
Best Primeum Amex Aeroplan Card
American Express Aeroplan Reserve Card
Terms & Conditions apply
The American Express Aeroplan Reserve Card is the premium Aeroplan card for collectors who value Hyatt hotel benefits in addition to Air Canada benefits.
With the American Express Aeroplan Reserve Card, you can earn 2 Aeroplan points and 2 Hyatt points per $1 spent at Hyatt hotels.
You can also redeem Aeroplan points for Hyatt Category 1-4 and Category 1-7 Free Night Award certificates, and Aeroplan Elite members can transfer Aeroplan points to World of Hyatt points at a 2:1 ratio.
Plus, you’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
Welcome Points: Elevated 150,000
Welcome Value: $4,580
Annual Fee: $599
Best Luxury Business Travel Card
American Express Business Platinum Card
Terms & Conditions apply
The American Express Business Platinum Card is the best luxury travel card for small business owners who value flexible Membership Rewards points. It comes with a generous welcome bonus, strong earning power and useful travel benefits.
Points transfer to Marriott Bonvoy and Hilton Honors almost instantly, and sometimes there’s a transfer bonus.
You’ll also get Gold Elite Status with Hilton and Marriott, giving you more comfort with upgrades, breakfast benefits, and late checkout.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
Best Primeum Aeroplan Business Card
American Express Aeroplan Business Reserve Card
Terms & Conditions apply
The American Express Aeroplan Business Reserve Card is the premium Aeroplan card for collectors who value Hyatt hotel benefits in addition to Air Canada benefits.
With the American Express Aeroplan Business Reserve Card, you can earn 2.5 Aeroplan points and 2 Hyatt points per $1 spent at Hyatt hotels.
You can also redeem Aeroplan points for Hyatt Category 1-4 and Category 1-7 Free Night Award certificates, and Aeroplan Elite members can transfer Aeroplan points to World of Hyatt points at a 2:1 ratio.
Plus, you’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
Best Premium Aeroplan Card
TD Aeroplan Visa Infinite Privilege Card
Terms & Conditions apply
The TD Aeroplan Visa Infinite Privilege Card is the premium Aeroplan card for collectors who value Hyatt hotel benefits in addition to Air Canada benefits.
With the TD Aeroplan Visa Infinite Privilege Card, you can earn 2.5 Aeroplan points and 2 Hyatt points per $1 spent at Hyatt hotels.
You can also redeem Aeroplan points for Hyatt Category 1-4 and Category 1-7 Free Night Award certificates, and Aeroplan Elite members can transfer Aeroplan points to World of Hyatt points at a 2:1 ratio.
Plus, you’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
Best Hotel Card
Marriott Bonvoy American Express Card
Terms & Conditions apply
- The Marriott Bonvoy American Express Card is the best card in Canada for Marriott Bonvoy loyalists.
- You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
- For a limited time, you’ll get a welcome bonus of 70K Bonvoy points versus the standard 55K!
- You’ll also get great Marriott Bonvoy benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: Elevated 70,000
Welcome Value: $700
Annual Fee: $120
Best Business Hotel Card
Marriott Bonvoy Business American Express Card
Terms & Conditions apply
- The Marriott Bonvoy Business American Express Card is the best card in Canada for small business owners who are Marriott Bonvoy loyalists.
- You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
- For a limited time, you’ll get a welcome bonus of 80,000 Bonvoy points versus the standard 55,000!
- You’ll also get great Marriott Bonvoy benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: Elevated 80,000
Welcome Value: $800
Annual Fee: $150
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
- The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences. It comes with a generous welcome bonus, strong earning power and outstanding travel benefits.
- Points transfer to Marriott Bonvoy and Hilton Honors almost instantly, and sometimes there’s a transfer bonus.
- You’ll also get Gold Elite Status with Hilton and Marriott, giving you more comfort with upgrades, breakfast benefits, and late checkout.
Welcome Points: Elevated 170,000
Welcome Value: $6,424
Annual Fee: $799
Best cards by program
What to Look for in the Best Hotel Credit Cards
When choosing from the best hotel credit cards in Canada, focus on the welcome bonus, the earn rates, and the hotel benefits that matter to you.
Welcome Bonus
The welcome bonus is the fastest way for you to earn plenty of hotel points.
Look for offers that give you enough value for free hotel stays right away.
Opening a card is typically the cheapest way to earn hotel points, especially when you have a large upcoming expense.
Earn Rates
You’ll earn more hotel points on the money you're already spending by picking a card that fits your habits.
The best hotel credit cards in Canada offer high earn rates on hotel stays.
For example, the Marriott Bonvoy American Express Card and Marriott Bonvoy Business American Express Card both earn 5 points for every $1 spent at Marriott hotels.
Premium Business Aeroplan cards, like the American Express Aeroplan Business Reserve, can earn 2.5 Aeroplan points and 2 Hyatt points per $1 spent at Hyatt hotels. Premium Aeroplan cards, like the TD Aeroplan Visa Infinite Privilege and American Express Aeroplan Reserve, can earn 2 Aeroplan points and 2 Hyatt points per $1 spent at Hyatt hotels.
Hotel Benefits
Hotel benefits are a major reason to choose these cards over a cash back card. These perks can save you hundreds in fees and elevate your travel experience.
For example, the Marriott Bonvoy and Marriott Bonvoy Business Cards offer an annual Free Night Award. This certificate is worth up to 35,000 points and can easily outweigh the annual fee. Plus, you'll get 15 Elite Night Credits every year to reach higher status faster.
The American Express Platinum and Business Platinum give you Gold Elite status with both Marriott Bonvoy and Hilton Honors. This gets you room upgrades, free breakfast at Hilton, late checkout, and bonus points on every stay.
Premium Aeroplan cards also get Hyatt Status Benefits.
The value of the hotel benefits of these cards easily outweighs the annual fee.
Summary of the Best Hotel Credit Cards
The best hotel credit cards in Canada help you earn plenty of points for nearly free stays. You'll earn valuable hotel points from welcome bonuses and by maximizing your everyday spending.
These cards fit different lifestyles and make it simple to earn plenty of hotel points.
The value of the hotel benefits of these cards easily outweighs the annual fee.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
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The AWP Newsletter
Travel more using points
Get my free beginner guide and weekly tips on credit cards, points, and travel loyalty programs.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
The AWP Community
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Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
