The best Aeroplan credit cards in Canada offer the most ways to earn a lot of Aeroplan points and Air Canada benefits with our favourite airline program.
If you want to earn Aeroplan points on every purchase for free flights, choosing from the best cards in Canada is a fast way to reach your next destination.
You’ll earn a lot of Aeroplan points from welcome bonus offers and by putting every dollar spent on your Aeroplan credit cards.
You also get valuable Air Canada benefits like free checked bags and excellent travel insurance.
The premium credit cards take it further with priority boarding, lounge access, and a companion pass.
Here’s the best Aeroplan credit cards in Canada to fly for nearly free for April 2026.
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What to Look for in the Best Aeroplan Credit Cards
When choosing from the best Aeroplan credit cards, consider four aspects: Card Acceptance, welcome bonus, annual fee, and the benefits that matter to you.
Card Acceptance
You should consider if wider acceptance is of value to you.
Using a Visa like the TD Aeroplan Visa Infinite is a better bet for your daily spending because it's accepted almost everywhere.
American Express cards often have higher earn rates, but you might find some smaller shops or grocery stores don't take them.
Welcome Bonus
The welcome bonus is the fastest way to earn plenty of Aeroplan points.
Mid-level Aeroplan cards often offer as many as 45,000 points, which can cover a round-trip flight within North America.
Premium cards can come with 85,000 points or more. This is enough for a round-trip to Europe in economy or a one-way flight in business class with Aeroplan. Opening a new card with a generous welcome offer is the cheapest way to earn the Aeroplan points needed to fund your next trip.
Annual Fee
You should weigh the annual fee against the benefits you’ll actually use.
Paying a higher fee can be worth it for lounge access and insurance are importnat to you.
mid-tier card can be a better option for you if you just want to earn 1 Aeroplan point per dollar on everything you buy and get a free bag.
Benefits of the Best Aeroplan Credit Cards
Travel benefits and unique Air Canada benefits are a major reason to choose these cards over a cash back card. These benefits can save you hundreds in fees and elevate your travel experience.
Mid-tier cards like the TD Aeroplan Visa Infinite give you great Air Canada benefits when it comes to checked bags and travel insurance. You get a free checked bag for you plus eight people on your booking.
Premium cards like the TD Aeroplan Visa Infinite Privilege offer a true VIP experience. You’ll get unlimited lounge access in North America for you plus a guest. Plus, Zone 2 boarding, and priority baggage handling. These cards also help you reach elite status faster and offer an annual companion pass.
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If you’re serious about travel rewards, an Aeroplan card is a must.
If you’re just starting, a mid-tier card like the TD Aeroplan Visa Infinite is a great option. It's the best Aeroplan credit card in Canada for core Air Canada benefits, like a free checked bag.
If you value luxury and premium benefits, you'll get the best experience and the most value with the TD Aeroplan Visa Infinite Privilege. This is the best Aeroplan credit card in Canada for airport lounge access. Plus, priority travel.
Summary of the Best Aeroplan Credit Cards
Choosing from the best Aeroplan cards in Canada is the fastest way to earn free flights and enjoy elite Air Canada perks.
Look for cards that offer the highest welcome bonuses and the best Aeroplan and Air Canada value.
Whether you want a premium card with lounge access or a reliable everyday earner, these top Aeroplan cards will help you maximize every dollar toward your next trip.
Best Mid-Tier Aeroplan Card
TD Aeroplan Visa Infinite Card
Terms & Conditions apply
The TD Aeroplan Visa Infinite Card is the best Aeroplan credit card in Canada for Aeroplan collectors who want broader acceptance.
You’ll get a strong welcome bonus. You’ll earn 1.5 Aeroplan points for every $1 spent on eligible gas, grocery, and Air Canada purchases. Plus 1 Aeroplan point per $1 on all other purchases.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you on the same reservation with Air Canada. Plus solid travel insurance.
For a limited time, it has an elevated 45,000 Aeroplan points welcome offer and 1st year rebate!
Welcome Points: Elevated 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Premium Aeroplan Card
TD Aeroplan Visa Infinite Privilege Card
Terms & Conditions apply
The TD Aeroplan Visa Infinite Privilege Card is the best premium Aeroplan Credit card in Canada for travellers who want VIP Air Canada benefits, top-tier Aeroplan earning, and broader acceptance.
You’ll get a strong welcome bonus. Plus, you’ll earn 1.25 Aeroplan points on every purchase and 2 Aeroplan points per $1 on Air Canada flights.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in, boarding, and baggage handling on Air Canada.
This card also comes with unlimited Air Canada Lounge and Air Canada Café Access in North America for you plus a guest. You’ll also get six Visa Airport Companion Lounge passes worldwide and excellent travel insurance.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Primeum Aeroplan Business Card
American Express Aeroplan Business Reserve Card
Terms & Conditions apply
The American Express Aeroplan Business Reserve Card is the best premium Aeroplan card for small business owners who value top-tier earning, VIP Air Canada benefits, and Amex perks.
You’ll get a strong welcome bonus and earn Aeroplan points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan flights.
Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
You’ll also get unlimited Air Canada Lounge Access in North America for you plus guests, and excellent travel insurance.
Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Primeum Amex Aeroplan Card
American Express Aeroplan Reserve Card
Terms & Conditions apply
- The American Express Aeroplan Reserve Card is the best premium Aeroplan card in Canada for collectors who value Amex perks, top-tier Aeroplan earning, and VIP Air Canada benefits.
- You’ll earn 1.25 Aeroplan points on every purchase. Plus 3 Aeroplan points per $1 on Air Canada flights and vacations, the best earn rate out of all Aeroplan cards.
- You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in, boarding, and baggage handling on Air Canada.
- This card also provides unlimited Air Canada Lounge Access and Air Canada Café access in North America for you, plus a guest.
- You’ll also get exclusive Toronto Pearson VIP perks like the Priority Security Lane.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
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