Best Aeroplan Credit Cards in Canada for March 2026

What to Look for in the Best Aeroplan Credit Cards in Canada

When choosing an Aeroplan credit card, consider three aspects: the welcome bonus, the annual fee, and the Air Canada benefits that matter to you.

Aeroplan Credit Card Welcome Offers

The welcome bonus is your opportunity to earn a lot of Aeroplan points quickly.

Mid-tier cards, like the TD Aeroplan Visa Infinite, typically offer a substantial bonus of 40,000 to 50,000 points. That's enough Aeroplan points to redeem for two round trips to the Caribbean, or close to enough for a round trip in Economy to Europe.

Premium cards like the TD Aeroplan Visa Infinite Privilege or the Amex Aeroplan Reserve come with a much more generous welcome offer, often around 85,000 to 100,000 Aeroplan points, though they require a higher minimum spend.

Combining your welcome Aeroplan points from these Aeroplan premium cards with your minimum spend will earn you enough Aeroplan points to redeem for a one-way or even a round trip in Business Class to Europe or Asia.

Opening a premium credit card is typically the fastest and cheapest way to get there with Aeroplan if you need a lot of points fast or want to experience a Business Class flight.

Aeroplan Credit Card Earning Rates

All Aeroplan cards earn at least 1 Aeroplan point for every $1 spent on your purchases.

Mid-tier cards like the TD Aeroplan Visa Infinite also earn 1.5 points per $1 on gas, groceries, and Air Canada purchases.

Premium cards like the TD Aeroplan Visa Infinite Privilege and Amex Aeroplan Reserve step up earning to 1.25 Aeroplan points on everything. Consider one of these two cards if you want to earn more Aeroplan points on every purchase.

The TD Aeroplan Visa Infinite Privilege earns 1.5 Aeroplan points per $1 on gas, groceries, travel, transit, and dining. Plus, 2 Aeroplan points per $1 on Air Canada. These higher rates help you rack up Aeroplan points faster on these categories.

The Amex Aeroplan Reserve stands out with higher earn rates on dining and food delivery with an earn rate of 2 Aeroplan points per $1. It also leads on Air Canada purchases with 3 Aeroplan points per $1. You should consider the Amex Aeroplan Reserve if you spend a lot on dining and food delivery or fly often with Air Canada for work or leisure.

Air Canada Benefits

Air Canada travel benefits are a major reason to choose an Aeroplan credit card over a general travel card. These perks can save you hundreds of dollars in fees and significantly improve your airport experience.

Mid-tier cards like the TD Aeroplan Visa Infinite give you great Air Canada benefits when it comes to checked bags and travel insurance.

You get a free checked bag for you plus eight people traveling with you on Air Canada. You also get preferred Aeroplan award pricing on Air Canada flights.

Premium cards like the TD Aeroplan Visa Infinite Privilege and Amex Aeroplan Reserve offer a true VIP travel experience.

You get unlimited access to Maple Leaf Lounges and Air Canada Café in North America for yourself and a guest. Plus, priority check-in, priority Zone 2 boarding, and priority baggage handling.

The TD Aeroplan Visa Infinite Privilege also adds six Visa Airport Companion passes per year. We find this super valuable if travelling a couple of times a year overseas.

While the Amex Aeroplan Reserve also offers access to the Priority Security Lane at Pearson. This great benefit is also available with the Amex Platinum.

Reaching Aeroplan Elite Status is also faster with these premium cards. You earn 1,000 Status Qualifying Credits (SQC) for every $5,000 spent. You can essentially reach 25K Aeroplan Elite Status through credit card spend alone by spending $80,000 a year on a premium card.