The best credit card offers in Canada will get you closer to nearly free travel the fastest.
A large welcome bonus is the perfect way to boost your points balance quickly. These offers are a great option when you have a large expense coming up or want to get closer to your next big trip.
By meeting the minimum spend on a new card, you can earn enough points for a flight or several hotel nights in just a few months.
Some cards’ welcome offers consistently stand out. The American Express Platinum Card and the Business Platinum Card typically offer the highest welcome bonuses in Canada
Here’re our hand-picked best credit card offers in Canada for April 2026.
Best reward cards
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What to Look for in the Best Credit Card Offers
When choosing the best credit card offers in Canada, you should consider not only the number of points you'll earn but also their value and your ability to meet the minimum spending requiremnts.
Welcome Bonus of the Best Credit Card Offers
The welcome bonus is the fastest way to earn plenty of points fast. Look for offers that give you enough value for a round-trip flight or hotel nights right away. You'll earn points after your first purchase with the best credit cards offers.
Minimum Spending Requirement
You should choose an offer where you can meet the minimum spend without overspending.
The best time to open a card with a large welcome offer is when you have a large upcoming expense or a big trip coming up. This makes meeting the minimum spend requirement much easier while maximizing your return.
Points Value of the Best Credit Card Offers
Not all points are created equal or have the same. It’s important to choose those that give you the most access to free flights and hotels, like cards that earn Membership Rewards or Aeroplan points.
Summary of the Best Credit Card Offers
Choosing the best card offer is the fastest.
Look for cards that offer the highest welcome bonuses and the best travel value for the top travel loyalty programs in Canada.
Elevated welcome offers don’t last long. Applying when a card has a strong offer is the best way to maximize your value.
Pairing a high welcome offer with strong everyday earnings helps you collect more points and get closer to nearly free travel.
Best reward cards
Best Avion Card
RBC Avion Visa Infinite
Terms & Conditions apply
For a limited time, the RBC Avion Visa Infinite has an elevated 55,000 Avion points welcome offer.
You’ll earn 35,000 Avion points upon approval.
Then you’ll earn 20,000 more Avion points when you spend $5,000 in the first six months.
Welcome Points: Elevated 55,000
Welcome Value: $1,100
Annual Fee:$120
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
For a limited tine, new cardholders can earn up to 130,000 Membership Rewards points with the American Express Platinum Rewards Card
You’ll earn 90,000 Membership Rewards points after spending $10,000 in the first 3 months.
Plus, earn an additional 40,000 Membership Rewards points after a purchase between 15 and 17 months.
Welcome Points: Elevated 130,000
Welcome Value: $5,544
Annual Fee: $799
Best Hotel Card
Marriott Bonvoy American Express Card
Terms & Conditions apply
For a limited time, new cardholders can earn an elevated welcome bonus of 70,000 Marriott Bonvoy points with the Marriott Bonvoy American Express Card.
You’ll earn 60,000 Marriott Bonvoy points after spending $3,000 in the first 6 months.
You’ll earn 10,000 Marriott Bonvoy points after spending $500 in month 13.
Welcome Points: Elevated 70,000
Welcome Value: $700
Annual Fee: $120
Best Business Hotel Card
Marriott Bonvoy Business American Express Card
Terms & Conditions apply
For a limited time, new cardholders can earn an elevated welcome bonus of 80,000 Marriott Bonvoy points with the Marriott Bonvoy Business American Express Card.
You’ll earn 70,000 Marriott Bonvoy points after spending $5,000 in the first 6 months.
You’ll earn 10,000 Marriott Bonvoy points after pending $1,000 in month 13.
Welcome Points: Elevated 80,000
Welcome Value: $800
Annual Fee: $150
Best for occasional lounge access
American Express Gold Rewards Card
Terms & Conditions apply
New cardholders can earn up to 60,000 Membership Rewards points with the American Express Gold Rewards Card
Up to 60,000 Membership Rewards points in the first 12 months. You’ll earn 5,000 points each month when you spend $1,000 in that month, for the first 12 months.
Welcome Points: 60,000
Welcome Value: $2,190
Annual Fee: $250
Best Premium Aeroplan Card
TD Aeroplan Visa Infinite Privilege Card
Terms & Conditions apply
New cardholders can earn up to 85,000 bonus Aeroplan points with the TD Aeroplan Visa Infinite Privilege Card
You’ll earn 20,000 Aeroplan points after your first purchase.
Then earn 35,000 more Aeroplan points after spending $12,000 in the first 6 months.
Plus, earn another 30,000 Aeroplan points after card anniversary and spending $24,000 in the first 12 months.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
Best United Credit Card
United MileagePlus Neo World Elite Mastercard
Terms & Conditions apply
For a limited time, the United MileagePlus Neo World Elite Mastercard has a welcome offer of up to 20,000 MileagePlus miles.
You’ll earn 5,000 miles after your first purchase.
Then you’ll earn 15,000 more miles when you spend $3,000 in the first three months.
Plus, you’ll get a 5,000 miles renewal bonus every year you keep the account open.
Welcome Points: Elevated 20,000
Welcome Value: $350
Annual Fee:$89
Best Mid-Tier Aeroplan Card
TD Aeroplan Visa Infinite Card
Terms & Conditions apply
For a limited time, the TD Aeroplan Visa Infinite Card has an elevated offer of 45,000 Aeroplan points!
You’ll earn 10,000 Aeroplan points after your first purchase.
Then earn 15,000 more Aeroplan points after spending $7,500 in the first 6 months.
Plus, earn another 12,000 Aeroplan points after card anniversary and spending $12,000 in the first 12 months.
Welcome Points: Elevated 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
Best Luxury Business Travel Card
American Express Business Platinum Card
Terms & Conditions apply
New cardholders can earn up to 120,000 Membership Rewards points with the American Express Business Platinum Card
You’ll earn 80,000 Membership Rewards points after spending $15,000 in the first 3 months.
Plus, earn an additional 40,000 Membership Rewards points after a purchase between 15 and 17 months.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
Best Primeum Amex Aeroplan Card
American Express Aeroplan Reserve Card
Terms & Conditions apply
New cardholders can earn up to 85,000 bonus Aeroplan points with the American Express Aeroplan Reserve Card
You’ll earn 60,000 Aeroplan points after spending $7,500 in the first 3 months.
Plus, earn 25,000 Aeroplan points after spending $2,500 in month 13.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
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Get more tips & ideas for travelling with points.
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Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
