The best credit card offers in Canada will get you closer to nearly free travel the fastest.
A large welcome bonus is the perfect way to boost your points balance quickly. These offers are a great option when you have a large expense coming up or want to get closer to your next big trip.
By meeting the minimum spend on a new card, you can earn enough points for a flight or several hotel nights in just a few months.
Right now, you can get an all-time high welcome offer of up to 100,000 Membership Rewards Points with the American Express Platinum card.
Plus, an all-time high elevated 110,000 Marriott Bonvoy welcome offer for the Marriott Bonvoy American Express and Marriott Bonvoy Business American Express.
For a limited time, you can also get an elevated welcome offer of up to 100,000 Avion points with the RBC Avion Visa Infinite Privilege card and up to 70,000 Avion points with the RBC Avion Visa Infinite card. Plus, an elevated limited-time all-time high welcome offer of 28,000 points with the RBC ION+.
Here’re our hand-picked best credit card offers in Canada for September 2026.
Best reward cards
Our Best Credit Card Offers
Best Mid-Tier Aeroplan Card
TD Aeroplan Visa Infinite
Terms & Conditions apply
The TD Aeroplan Visa Infinite is the best Aeroplan credit card in Canada for Aeroplan collectors who want broader acceptance.
You’ll get a strong welcome bonus. You’ll earn 1.5 Aeroplan points for every $1 spent on eligible gas, grocery, and Air Canada purchases. Plus 1 Aeroplan point per $1 on all other purchases.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you on the same reservation with Air Canada. Plus solid travel insurance.
The TD Aeroplan Visa Infinite has an all-time high 50,000 Aeroplan points welcome offer. Plus, a 1st-year rebate!
Welcome Points: Elevated 50,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
Best Hotel Card
Marriott Bonvoy American Express
Terms & Conditions apply
The Marriott Bonvoy American Express is the best card in Canada for Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get an all-time high 110,000 welcome bonus Bonvoy points versus the standard 55,000!
You’ll also get great benefits like nights toward elite status and an annual Free Night Certificate.
Welcome Points: Elevated 110,000
Welcome Value: $1,100
Annual Fee: $120
Best Business Hotel Card
Marriott Bonvoy Business American Express
Terms & Conditions apply
The Marriott Bonvoy Business American Express is the best card in Canada for small business owners who are Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get an all-time high 110,000 welcome bonus Bonvoy points versus the standard 55,000!
You’ll also get great benefits like nights toward elite status and an annual Free Night Certificate.
Welcome Points: Elevated 110,000
Welcome Value: $1,100
Annual Fee: $150
Best Avion Card
RBC Avion Visa Infinite
Terms & Conditions apply
The RBC Avion Visa Infinite Card is the best card for travellers who want a card with wider acceptance and good value for flights.
You’ll get a strong welcome bonus. You’ll also earn 1 Avion point for every $1 spent and 1.25 points per $1 on travel.
The real value is the Air Travel Redemption Schedule for short-haul domestic flights at a fixed price.
You’ll also get to take advantage of transfer travel partners. Avion points transfer 1:1 to British Airways and Cathay Pacific Asia Miles for the best value flights you can book directly with the airlines and their network of partners.
For a limited time, you’ll get an all-time high 70,000 welcome bonus Avion points with the RBC Avion Visa Infinite.
Welcome Points: Elevated 70,000
Welcome Value: $1,400
Annual Fee:$120
Low Fee Aeroplan Card
TD Aeroplan Visa Platinum
Terms & Conditions apply
The TD Aeroplan Visa Platinum is a low-fee entry-level Aeroplan Visa with broader acceptance.
You’ll also get preferred pricing on Air Canada reward flights and basic travel insurance.
For a limited time, you’ll get an all-time high 20,000 welcome points with the TD Aeroplan Visa Platinum. Plus, a first-year fee rebate.
Welcome Points: Elevated 20,000
Welcome Value: $489
Annual Fee: $89. 1st Year Rebate
Best Premium Aeroplan Card
TD Aeroplan Visa Infinite Privilege
Terms & Conditions apply
The TD Aeroplan Visa Infinite Privilege is the best premium Aeroplan Credit card in Canada for travellers who want VIP Air Canada benefits, top-tier Aeroplan earning, and broader acceptance.
You’ll get a strong welcome bonus. Plus, you’ll earn 1.25 Aeroplan points on every purchase and 2 Aeroplan points per $1 on Air Canada flights.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in, boarding, and baggage handling on Air Canada.
This card also comes with unlimited Air Canada Lounge and Air Canada Café Access in North America for you plus a guest. You’ll also get six Visa Airport Companion Lounge passes worldwide and excellent travel insurance.
You’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
For a limited time, you’ll get an all-time high 100,000 welcome points with the TD Aeroplan Visa Infinite Privilege.
Welcome Points: Elevated 100,000
Welcome Value: $3,880
Annual Fee: $599
Best Premium Avion Card
RBC Avion Visa Infinite Privilege
Terms & Conditions apply
The RBC Avion Visa Infinite Privilege is a premium card for Avion collectors who want to earn more points faster while enjoying more travel benefits.
You’ll get a large welcome bonus to start your journey. You’ll also earn 1.25 Avion points for everything you buy. Getting you closer to redeeming points for free flights much sooner.
You’ll also enjoy six annual lounge passes and access to priority security lanes at select Canadian airports to save money and time. These perks provide convenience for frequent travellers, along with a $100 NEXUS credit and excellent travel insurance.
The real value is the Air Travel Redemption Schedule for short-haul domestic flights at a fixed price. You’ll also get to take advantage of transfer travel partners. Avion points transfer 1:1 to British Airways and Cathay Pacific Asia Miles.
One significant benefit of the RBC Avion Visa Infinite Privilege is that you can redeem Avion points with any airline at a flat 2 cents per point for business or first class flights with Flexible Pricing. This option covers the full fare plus taxes and fees.
For a limited time, you’ll get an all-time high 100,000 welcome bonus Avion points with the RBC Avion Visa Infinite Privilege.
Welcome Points: Elevated 100,000
Welcome Value: $2,000.
Annual Fee: $399
Best mid-range business card
American Express Business Gold Rewards Card
Terms & Conditions apply
The American Express Business Gold Rewards Card is one of the best mid-range travel cards for small business owners who value flexible Membership Rewards points.
As a business charge card, there’s no preset spending limit, giving your business dynamic purchasing power and extra flexibility.
For a limited time, you’ll get an all-time high up to 70,000 welcome Membership Rewards points with the American Express Business Gold Rewards Card.
Welcome Points: Elevated 70,000
Welcome Value: Elevated $1,960
Annual Fee: $199
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences.
You’ll get worldwide airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance. Plus, $600+ worth of credits.
Points transfer to Aeroplan, Flying Blue, British Airways Avios, and Cathay Pacific. Plus, Marriott Bonvoy, Hilton Honors, and all-new ALL Accor Hotels. Sometimes there’s even a transfer bonus.
For a limited time, you’ll get an elevated 100,000 welcome points with the American Express Platinum Rewards Card.
Welcome Points: Elevated 100,000
Welcome Value: $4,465
Annual Fee: $799
Best cards by program
What to Look for in the Best Credit Card Offers
When choosing the best credit card offers in Canada, you should consider not only the number of points you'll earn but also their value and your ability to meet the minimum spending requiremnts.
Welcome Bonus
The welcome bonus is the fastest way to earn plenty of points fast. Look for offers that give you enough value for a round-trip flight or hotel nights right away. You'll earn points after your first purchase with the best credit card offers.
Minimum Spending Requirement
You should choose an offer where you can meet the minimum spend without overspending.
The best time to open a card with a large welcome offer is when you have a large upcoming expense or a big trip coming up. This makes meeting the minimum spend requirement much easier while maximizing your return.
Points Value
Not all points are created equal or have the same. It’s important to choose those that give you the most access to free flights and hotels, like cards that earn Membership Rewards or Aeroplan points.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
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From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
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