The best credit card offers in Canada will get you closer to nearly free travel the fastest.
A large welcome bonus is the perfect way to boost your points balance quickly. These offers are a great option when you have a large expense coming up or want to get closer to your next big trip.
By meeting the minimum spend on a new card, you can earn enough points for a flight or several hotel nights in just a few months.
Some cards’ welcome offers consistently stand out. The American Express Platinum Card and the Business Platinum Card typically offer the highest welcome bonuses in Canada
Here’re our hand-picked best credit card offers in Canada for May 2026.
Best reward cards
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Best cards by program
What to Look for in the Best Credit Card Offers
When choosing the best credit card offers in Canada, you should consider not only the number of points you'll earn but also their value and your ability to meet the minimum spending requiremnts.
Welcome Bonus of the Best Credit Card Offers
The welcome bonus is the fastest way to earn plenty of points fast. Look for offers that give you enough value for a round-trip flight or hotel nights right away. You'll earn points after your first purchase with the best credit cards offers.
Minimum Spending Requirement
You should choose an offer where you can meet the minimum spend without overspending.
The best time to open a card with a large welcome offer is when you have a large upcoming expense or a big trip coming up. This makes meeting the minimum spend requirement much easier while maximizing your return.
Points Value of the Best Credit Card Offers
Not all points are created equal or have the same. It’s important to choose those that give you the most access to free flights and hotels, like cards that earn Membership Rewards or Aeroplan points.
Summary of the Best Credit Card Offers
Choosing the best card offer is the fastest.
Look for cards that offer the highest welcome bonuses and the best travel value for the top travel loyalty programs in Canada.
Elevated welcome offers don’t last long. Applying when a card has a strong offer is the best way to maximize your value.
Pairing a high welcome offer with strong everyday earnings helps you collect more points and get closer to nearly free travel.
Best reward cards
Best for occasional lounge access
American Express Gold Rewards Card
Terms & Conditions apply
- The American Express Gold Rewards Card is a card for Membership Rewards collectors who value Amex perks and occasional lounge access.
- You’ll enjoy 4 complimentary Plaza Premium lounge visits in Canada each year.
- You’ll also get statement credits and comprehensive travel insurance.
- Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blue and other airlines.
- Elevated best offer is available via a referral link.
Welcome Points: 60,000
Welcome Value: $2,190
Annual Fee: $250
Best Premium Aeroplan Card
TD Aeroplan Visa Infinite Privilege Card
Terms & Conditions apply
The TD Aeroplan Visa Infinite Privilege Card is the best premium Aeroplan Credit card in Canada for travellers who want VIP Air Canada benefits, top-tier Aeroplan earning, and broader acceptance.
You’ll get a strong welcome bonus. Plus, you’ll earn 1.25 Aeroplan points on every purchase and 2 Aeroplan points per $1 on Air Canada flights.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in, boarding, and baggage handling on Air Canada.
This card also comes with unlimited Air Canada Lounge and Air Canada Café Access in North America for you plus a guest. You’ll also get six Visa Airport Companion Lounge passes worldwide and excellent travel insurance.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
Best Primeum Aeroplan Business Card
American Express Aeroplan Business Reserve Card
Terms & Conditions apply
The American Express Aeroplan Business Reserve Card is the best premium Aeroplan card for small business owners who value top-tier earning, VIP Air Canada benefits, and Amex perks.
You’ll get a strong welcome bonus and earn Aeroplan points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan flights.
Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
You’ll also get unlimited Air Canada Lounge Access in North America for you plus guests, and excellent travel insurance.
Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
Best Mid-Tier Aeroplan Card
TD Aeroplan Visa Infinite Card
Terms & Conditions apply
The TD Aeroplan Visa Infinite Card is the best Aeroplan credit card in Canada for Aeroplan collectors who want broader acceptance.
You’ll get a strong welcome bonus. You’ll earn 1.5 Aeroplan points for every $1 spent on eligible gas, grocery, and Air Canada purchases. Plus 1 Aeroplan point per $1 on all other purchases.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you on the same reservation with Air Canada. Plus solid travel insurance.
For a limited time, it has an elevated 45,000 Aeroplan points welcome offer and 1st year rebate!
Welcome Points: Elevated 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
Best Luxury Business Travel Card
American Express Business Platinum Card
Terms & Conditions apply
The American Express Business Platinum Card is the best luxury travel card for small business owners who value flexible Membership Rewards points.
You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance.
You earn 1.25 Membership Rewards points per $1 on everything.
Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blueand other airlines. Sometimes there’s a transfer bonus.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
Best Primeum Amex Aeroplan Card
American Express Aeroplan Reserve Card
Terms & Conditions apply
- The American Express Aeroplan Reserve Card is the best premium Aeroplan card in Canada for collectors who value Amex perks, top-tier Aeroplan earning, and VIP Air Canada benefits.
- You’ll earn 1.25 Aeroplan points on every purchase. Plus 3 Aeroplan points per $1 on Air Canada flights and vacations, the best earn rate out of all Aeroplan cards.
- You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in, boarding, and baggage handling on Air Canada.
- This card also provides unlimited Air Canada Lounge Access and Air Canada Café access in North America for you, plus a guest.
- You’ll also get exclusive Toronto Pearson VIP perks like the Priority Security Lane.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
Best Avion Card
RBC Avion Visa Infinite
Terms & Conditions apply
The RBC Avion Visa Infinite Card is the best card for travellers who want a card with wider acceptance and good value for domestic and flights to Asia.
You’ll get a strong welcome bonus. Plus, you’ll also earn 1 Avion point for every $1 spent and 1.25 points per $1 on travel. The real value is the Air Travel Redemption Schedule for short-haul domestic flights at a fixed price.
You’ll also get to take advantage of transfer travel partners. Avion points transfer 1:1 to British Airways and Cathay Pacific Asia Miles.
For a limited time, it has an elevated 55,000 Avion points welcome offer!
Welcome Points: Elevated 55,000
Welcome Value: $1,100
Annual Fee:$120
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences.
You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance. Plus, $600+ worth of credits.
Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blue and other airlines. Sometimes there’s a transfer bonus.
Welcome Points: Elevated 130,000
Welcome Value: $5,544
Annual Fee: $799
Best Hotel Card
Marriott Bonvoy American Express Card
Terms & Conditions apply
The Marriott Bonvoy American Express Card is the best card in Canada for Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get a welcome bonus of 70,000 Bonvoy points versus the standard 55,000!
You’ll also get great benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: Elevated 70,000
Welcome Value: $700
Annual Fee: $120
Best Business Hotel Card
Marriott Bonvoy Business American Express Card
Terms & Conditions apply
The Marriott Bonvoy Business American Express Card is the best card in Canada for small business owners who are Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get a welcome bonus of 80,000 Bonvoy points versus the standard 55,000!
You’ll also get great benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: Elevated 80,000
Welcome Value: $800
Annual Fee: $150
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
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Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
