The best credit card offers in Canada will get you closer to nearly free travel the fastest.
A large welcome bonus is the perfect way to boost your points balance quickly. These offers are a great option when you have a large expense coming up or want to get closer to your next big trip.
By meeting the minimum spend on a new card, you can earn enough points for a flight or several hotel nights in just a few months.
Right now, you can get an all-time high welcome offer of up to 170,000 Membership Rewards Points with the American Express Platinum card.
Plus, an all-time high elevated welcome offer of up to 150,000 Aeroplan points with the American Express Aeroplan Reserve card.
For a limited time, you can get an elevated welcome offer of up to 100,000 Avion points with the RBC Avion Visa Infinite Privilege card and up to 70,000 Avion points with the RBC Avion Visa Infinite card. Plus, an elevated limited-time all-time high welcome offer of 28,000 points with the RBC ION+.
Here’re our hand-picked best credit card offers in Canada for July 2026.
Best reward cards
Our Best Credit Card Offers
Best mid-range Amex MR business card
American Express Business Gold Rewards Card
Terms & Conditions apply
The American Express Business Gold Rewards Card is one of the best mid-range travel cards for small business owners who value flexible Membership Rewards points.
As a business charge card, there’s no preset spending limit, giving your business dynamic purchasing power and extra flexibility.
For a limited time, you’ll get an all-time high up to 70,000 welcome Membership Rewards points with the American Express Business Gold Rewards Card.
Welcome Points: Elevated 70,000
Welcome Value: Elevated $1,960
Annual Fee: $199
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences.
You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance. Plus, $600+ worth of credits.
Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blue and other airlines. Sometimes there’s a transfer bonus.
For a limited time, you’ll get an all-time high 170,000 welcome points with the American Express Platinum Rewards Card.
Welcome Points: Elevated 170,000
Welcome Value: $6,424
Annual Fee: $799
Best Hotel Card
Marriott Bonvoy American Express Card
Terms & Conditions apply
The Marriott Bonvoy American Express Card is the best card in Canada for Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get a welcome bonus of 70,000 Bonvoy points versus the standard 55,000!
You’ll also get great benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: Elevated 70,000
Welcome Value: $700
Annual Fee: $120
Best Business Hotel Card
Marriott Bonvoy Business American Express Card
Terms & Conditions apply
The Marriott Bonvoy Business American Express Card is the best card in Canada for small business owners who are Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get a welcome bonus of 80,000 Bonvoy points versus the standard 55,000!
You’ll also get great benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: Elevated 80,000
Welcome Value: $800
Annual Fee: $150
Best Everyday Avion Card
RBC ION+ Visa Card
Terms & Conditions apply
The RBC ION+ Visa card is a low-fee Avion rewards card with wide acceptance.
You’ll earn 3x Avion points per dollar on top everyday purchases like groceries, dining, food delivery, gas, EV charging, rideshare, and transit.
The RBC ION+ Visa best value is in combination with an RBC Avion Visa Infinite or RBC Avion Visa Privilege. This gives you access to redeem your points through the Avion Air Travel Tool. Plus, transferring them to airline partners like British Airways Avios and Cathay Pacific for much higher redemption value.
For a limited time, you’ll get an all-time high 28,000 welcome points with the RBC ION+ Visa.
Welcome Points: Elevated 28,000
Welcome Value: $560
Annual Fee: $48 ($4 /month)
Best Primeum Amex Aeroplan Card
American Express Aeroplan Reserve Card
Terms & Conditions apply
The American Express Aeroplan Reserve Card is the best premium Aeroplan card in Canada for collectors who value Amex perks, top-tier Aeroplan earning, and VIP Air Canada benefits.
You’ll earn 1.25 Aeroplan points on every purchase. Plus 3 Aeroplan points per $1 on Air Canada flights, the best earn rate out of all Aeroplan cards.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in and baggage handling and Zone 2 boarding on Air Canada.
You’ll also get unlimited Air Canada and Air Canada Café Lounge Access in North America for you, plus a guest.
You’ll also get exclusive Toronto Pearson VIP perks like the Priority Security Lane.
You’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
For a limited time, you’ll get an all-time high 150,000 welcome Aeroplan points with the American Express Aeroplan Reserve Card. That’s more than double the standard offer.
Welcome Points: Elevated 150,000
Welcome Value: $4,580
Annual Fee: $599
Best cards by program
What to Look for in the Best Credit Card Offers
When choosing the best credit card offers in Canada, you should consider not only the number of points you'll earn but also their value and your ability to meet the minimum spending requiremnts.
Welcome Bonus
The welcome bonus is the fastest way to earn plenty of points fast. Look for offers that give you enough value for a round-trip flight or hotel nights right away. You'll earn points after your first purchase with the best credit card offers.
Minimum Spending Requirement
You should choose an offer where you can meet the minimum spend without overspending.
The best time to open a card with a large welcome offer is when you have a large upcoming expense or a big trip coming up. This makes meeting the minimum spend requirement much easier while maximizing your return.
Points Value
Not all points are created equal or have the same. It’s important to choose those that give you the most access to free flights and hotels, like cards that earn Membership Rewards or Aeroplan points.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
The AWP Newsletter
Travel more using points
Get my free beginner guide and weekly tips on credit cards, points, and travel loyalty programs.
The AWP Newsletter
Travel more using points
Get my free beginner guide and weekly tips on credit cards, points, and travel loyalty programs.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
