The best credit cards for airport lounge access in Canada save you money on airport meals and drinks while you relax in comfort.
Lounge access also provides a lot of value when you’re dealing with flight delays and cancellations. You’ll have a spot to wait in comfort while you sort out your next steps.
Some lounges even offer showers or nap rooms. This is perfect after a red-eye or when you land early and need a place to wait before your hotel is ready.
Different cards offer various levels of access. Some include unlimited global entry for you and a guest, while others offer a set number of annual passes.
Here’re our hand-picked picks for the best credit cards for airport lounge access in Canada for April 2026.
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What to Look for in the Best Credit Cards for Airport Lounge
The value of a lounge card depends on how much you travel and who you bring with you. You want to choose a card that matches your travel frequency so the food and drink savings outweigh the annual fee.
Guest Privileges
Lounge access with guests is a great benefit for those traveling with a partner or family.
Cards like the Amex Platinum and the Amex Aeroplan Reserve let you bring one guest into the lounge with you every time you visit.
Other options, like the Amex Gold and Scotiabank Passport Visa Infinite, give you a set number of annual passes that you can use for yourself plus any travel partners.
Access Frequency with Best Credit Cards for Airport Lounge
Lounge access frequency depends on your travel style and how often you're at the airport.
Cards like the Amex Platinum and TD Aeroplan Visa Infinite Privilege offer unlimited visits. That's a super valuable benefit if you tarvel frequently for work or leisure.
Other cards, like the Amex Gold and Scotiabank Passport Visa Infinite, give you 4 to 6 annual passes. This may be just enough if you travel less frequently.
Lounge Network with the Best Credit Cards for Airport Lounge
Cards like the Amex Aeroplan Reserve and TD Aeroplan Visa Infinite Privilege give you access to the Maple Leaf Lounge and Air Canada Cafés in North America when you fly with Air Canada. So you should consider these cards if that's where and how you fly most.
You get unlimited access to Priority Pass and Plaza Premium lounges globally with the Amex Platinum.
The TD Aeroplan Visa Infinite Privilege and Scotiabank Passport Visa Infinite give you 6 similar passes annually.
Where you fly and with which airlines should help you choose the best lounge card that fits your travel style.
Summary of the Best Credit Cards for Airport Lounge
The best lounge credit cards in Canada save you money on expensive airport meals and drinks. Letting you enjoy more a private space to relax.
Look for cards that offer the lounge benefits that align with your travel style and frequency.
Whether you want unlimited access, North America only, or just a couple of passes, these top lounge cards help you maximize value and comfort on every trip.
The value of lounge benefits of these cards easily outweighs the annual cost after just a few visits.
Best Luxury Business Travel Card
American Express Business Platinum Card
Terms & Conditions apply
The American Express Business Platinum Card is the best luxury travel card for small business owners who value flexible Membership Rewards points.
You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance.
Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blueand other airlines. Sometimes there’s a transfer bonus.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences.
You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance.
Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blue and other airlines. Sometimes there’s a transfer bonus.
Welcome Points: Elevated 130,000
Welcome Value: $5,544
Annual Fee: $799
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Premium Aeroplan Card
TD Aeroplan Visa Infinite Privilege Card
Terms & Conditions apply
The TD Aeroplan Visa Infinite Privilege Card is the best premium Aeroplan Credit card in Canada for travellers who want VIP Air Canada benefits, top-tier Aeroplan earning, and broader acceptance.
You’ll get a strong welcome bonus. Plus, you’ll earn 1.25 Aeroplan points on every purchase and 2 Aeroplan points per $1 on Air Canada flights.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in, boarding, and baggage handling on Air Canada.
This card also comes with unlimited Air Canada Lounge and Air Canada Café Access in North America for you plus a guest. You’ll also get six Visa Airport Companion Lounge passes worldwide and excellent travel insurance.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best for no FX fees & occasional lounge access
Scotiabank Passport Visa Infinite Card
Terms & Conditions apply
The Scotiabank Passport Visa Infinite Card is a card for travellers who want a moderate annual fee and value no foreign transaction fees and occasional lounge access.
You’ll enjoy 6 complimentary Visa Airport Companion lounge visits each year. No other card in Canada with the same level of annual fee offers this much lounge access.
You’ll also get no foreign transaction fees on all purchases.
Plus, 1 GB of global data from GigSky every year, valid for up to 15 consecutive days of travel.
Welcome Points: 60,000 Scene+
Welcome Value: $1,320
Annual Fee: $150
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Primeum Aeroplan Business Card
American Express Aeroplan Business Reserve Card
Terms & Conditions apply
The American Express Aeroplan Business Reserve Card is the best premium Aeroplan card for small business owners who value top-tier earning, VIP Air Canada benefits, and Amex perks.
You’ll get a strong welcome bonus and earn Aeroplan points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan flights.
Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
You’ll also get unlimited Air Canada Lounge Access in North America for you plus guests, and excellent travel insurance.
Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best for occasional lounge access
American Express Gold Rewards Card
Terms & Conditions apply
- The American Express Gold Rewards Card is a card for Membership Rewards collectors who value Amex perks and occasional lounge access.
- You’ll enjoy 4 complimentary Plaza Premium lounge visits in Canada each year.
- You’ll also get statement credits and comprehensive travel insurance.
- Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blue and other airlines.
- Elevated best offer is available via a referral link.
Welcome Points: 60,000
Welcome Value: $2,190
Annual Fee: $250
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
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