The best Hilton Honors credit cards in Canada let you earn plenty of Hilton points directly or by transferring Membership Rewards points to Hilton.
For the first time in Canada, you can earn Hilton Honors points directly with the new Hilton Honors American Express. You’ll also get complimentary Gold Status and 50,000 bonus points every calendar year you spend $12,000 with this card.
You’ll also earn plenty of Membership Rewards points from welcome bonuses and from maximizing your credit card spending with Amex Membership Rewards cards.
Transferring Membership Rewards to Hilton Honors is almost instant at a 1:1 ratio, and sometimes there is also a transfer bonus.
These cards will get you closer to nearly free Hilton hotel stays faster and give you plenty of value.
Here’re our hand-picked best Hilton Honors credit cards in Canada for November 2026.
Best reward cards
AWP TIP
The 50,000 bonus points you’ll earn every calendar year you spend $12,000 is one of the best benefits of the Hilton Honors American Express.
You can maximize your value by putting enough of your everyday spending on the card to reach $12,000 every year.
For families, you’ll get even more value when both partners hold the card. This gives you 100,000 bonus points every year for nearly free hotel stays.
Our Top Hilton Honors Credit Cards
Best Everyday Card
American Express Cobalt Card
Terms & Conditions apply
The American Express Cobalt Card is the best in Canada for collectors who want to earn flexible Membership Rewards points from everyday spending. You’ll earn an unmatched 5x points per dollar on groceries and dining.
Points transfer to Marriott Bonvoy, Hilton Honors and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
Welcome Points: 15,000
Welcome Value: $590
Annual Fee: $191.88 ($15.99 Monthly)
Best Primeum Aeroplan Business Card
American Express Aeroplan Business Reserve Card
Terms & Conditions apply
The American Express Aeroplan Business Reserve Card is the premium Aeroplan card for collectors who value Hyatt hotel benefits in addition to Air Canada benefits.
With the American Express Aeroplan Business Reserve Card, you can earn 2.5 Aeroplan points and 2 Hyatt points per $1 spent at Hyatt hotels.
You can also redeem Aeroplan points for Hyatt Category 1-4 and Category 1-7 Free Night Award certificates, and Aeroplan Elite members can transfer Aeroplan points to World of Hyatt points at a 2:1 ratio.
Plus, you’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
Best Primeum Amex Aeroplan Card
American Express Aeroplan Reserve Card
Terms & Conditions apply
The American Express Aeroplan Reserve Card is the premium Aeroplan card for collectors who value Hyatt hotel benefits in addition to Air Canada benefits.
With the American Express Aeroplan Reserve Card, you can earn 2 Aeroplan points and 2 Hyatt points per $1 spent at Hyatt hotels.
You can also redeem Aeroplan points for Hyatt Category 1-4 and Category 1-7 Free Night Award certificates, and Aeroplan Elite members can transfer Aeroplan points to World of Hyatt points at a 2:1 ratio.
Plus, you’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
Welcome Points: Elevated 85,000
Welcome Value: Elevated $3,780
Annual Fee: $599
Best for occasional lounge access
American Express Gold Rewards
Terms & Conditions apply
The American Express Gold Rewards Card is a good option for Membership Rewards collectors who want to earn valuable points on everyday spending while enjoying select travel benefits.
Points transfer to Marriott Bonvoy, Hilton Honors, and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
Welcome Points: 60,000
Welcome Value: $2,190
Annual Fee: $250
Best Mid-Tier Aeroplan Card
TD Aeroplan Visa Infinite
Terms & Conditions apply
Welcome Points: Elevated 50,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
Best mid-range business card
American Express Business Gold Rewards Card
Terms & Conditions apply
The American Express Business Gold Rewards Card is a mid-range option for small business owners who want to earn flexible Membership Rewards points on every business spending.
Points transfer to Marriott Bonvoy, Hilton Honors and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
Welcome Points: Elevated 70,000
Welcome Value: Elevated $1,960
Annual Fee: $199
Best no-fee rewards card
American Express Green Card
Terms & Conditions apply
The American Express Green Card is a card for Membership Rewards collectors who want to keep earning flexible points on every purchase with no annual fee.
Points transfer to Marriott Bonvoy, Hilton Honors, and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
Welcome Points: 10,000
Welcome Value: $220
Annual Fee: No Fee
Best CIBC Mid-Tier Aeroplan Card
CIBC Aeroplan Visa Infinite Card
Terms & Conditions apply
Welcome Points: 50,000
Welcome Value: $1,919
Annual Fee:$139. 1st Year Rebate
Best Mid-Tier Amex Aeroplan
American Express Aeroplan Card
Terms & Conditions apply
Welcome Points: 40,000
Welcome Value: $1,280
Annual Fee: $120
Best No Fee Aeroplan Card
CIBC Aeroplan Visa Card
Terms & Conditions apply
Welcome Points: 10,000
Welcome Value: $200
Annual Fee: No Fee
Best Business Hotel Card
Marriott Bonvoy Business American Express
Terms & Conditions apply
The Marriott Bonvoy Business American Express is the best card in Canada for small business owners who are Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get an elevated 80,000 welcome bonus Bonvoy points versus the standard 55,000!
You’ll also get great Marriott Bonvoy benefits like nights toward elite status and an annual Free Night Certificate.
Welcome Points: Elevated 80,000
Welcome Value: $800
Annual Fee: $150
Best Hotel Card
Marriott Bonvoy American Express
Terms & Conditions apply
The Marriott Bonvoy American Express is the best card in Canada for Marriott Bonvoy loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy points on every purchase, with the best earning rates when paying at Marriott properties.
For a limited time, you’ll get an elevated 70K welcome bonus Bonvoy points versus the standard 55K!
You’ll also get great Marriott Bonvoy benefits like nights toward elite status and an annual Free Night Certificate.
Welcome Points: Elevated 70,000
Welcome Value: $700
Annual Fee: $120
Best cards by program
What to Look for in the Best Hilton Honors Credit Cards
When choosing from the best Hilton Honors credit cards in Canada, focus on the welcome bonus, the earn rates, and the elite benefits that matter to you.
Welcome Bonus
The welcome bonus is the fastest way for you to earn plenty of Hilton Honors points. You should look for offers that give you enough value for free hotel stays right away.
The new Hilton Honors American Express offers up to 70,000 Hilton Honors points plus a Free Night Reward.
You’ll also earn Hilton points by transferring Membership Rewards points at a 1:1 ratio. Cards like the American Express Platinum routinely offer as many as 110,000 points. This is enough for several nights at mid-scale Hilton or a luxury stay at a high-end Hilton property.
Opening a new card with a generous welcome offer is the cheapest way for you to earn the points you’ll need to fund your next Hilton hotel stay.
Earn Rates
You’ll maximize your points by picking a card that fits your daily spending.
The Hilton Honors American Express earns 6 points per $1 at Hilton hotels, 4 points per $1 on gas, groceries, and dining in Canada, and 2 points per $1 on everything else.
You can also earn points with American Express cards that transfer to Hilton Honors. For example, the American Express Cobalt earns 5 points per $1 on eats and drinks. Since these transfer 1:1, you’re effectively earning 5 Hilton points for every dollar you spend on groceries and dining.
Using the right card for these specific categories is the fastest way for you to earn plenty of points for your next free Hilton night.
Travel Benefits
Hilton hotel benefits are a major reason to choose these cards. These perks can save you hundreds and elevate your travel experience.
The Hilton Honors American Express, American Express Platinum and American Express Business Platinum cards give you Hilton Honors Gold Elite status.
Gold status gets you room upgrades, an 80% bonus on points earned during stays, and a daily food and beverage credit or free breakfast. Plus the 5th night free on points booking.
With the Hilton Honors American Express, you can also reach Diamond status when you spend $40,000 in a calendar year.
Summary of the Best Hilton Honors Credit Cards
The best Hilton Honors credit cards in Canada help you earn plenty of points for nearly free stays.
You’ll earn valuable Hilton points from welcome bonuses and by focusing your spending on high-earning categories like dining.
These cards fit different lifestyles and make it simple for you to earn plenty of Hilton points to cover your next trip.
The value of the hotel benefits of these cards easily offset some of the annual fee for these cards.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
The AWP Newsletter
Travel more using points
Get my free beginner guide and weekly tips on credit cards, points, and travel loyalty programs.
The AWP Newsletter
Travel more using points
Get my free beginner guide and weekly tips on credit cards, points, and travel loyalty programs.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
