The best Hilton Honors credit cards in Canada let you earn plenty of points by transferring Membership Rewards points to Hilton.
These cards will get you closer to nearly free Hilton hotel stays the fastest and give you plenty of value. You’ll earn plenty of Membership Rewards points from welcome bonuses and from maximizing your credit card spending
Transfers are almost instant at a 1:1 ratio, and sometimes there is also a transfer bonus.
These cards will get you closer to nearly free Hilton hotel stays faster and give you plenty of value.
Here’re our hand-picked best Hilton Honors credit cards in Canada for October 2026.
Best reward cards
AWP TIP
Check the latest credit card transfer bonuses from American Express.
Hilton Honors transfer bonuses can give you more value from the points you already earn.
Our Top Hilton Honors Credit Cards
Best mid-range business card
American Express Business Gold Rewards Card
Terms & Conditions apply
The American Express Business Gold Rewards Card is a mid-range option for small business owners who want to earn flexible Membership Rewards points on every business spending.
Points transfer to Marriott Bonvoy, Hilton Honors and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
Welcome Points: Elevated 70,000
Welcome Value: Elevated $1,960
Annual Fee: $199
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences. It comes with a generous welcome bonus, strong earning power and outstanding travel benefits.
Points transfer to Marriott Bonvoy, Hilton Honors and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
You’ll also get Gold Elite Status with Hilton, Marriott, and all-new ALL Accor Hotels. Giving you more comfort with upgrades, breakfast benefits, and late checkout.
Welcome Points: Elevated 100,000
Welcome Value: $4,465
Annual Fee: $799
Best Luxury Business Travel Card
American Express Business Platinum Card
Terms & Conditions apply
The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences. It comes with a generous welcome bonus, strong earning power and outstanding travel benefits.
Points transfer to Marriott Bonvoy, Hilton Honors, and all-new Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
You’ll also get Gold Elite Status with Hilton, Marriott, and all-new ALL Accor Hotels.. Giving you more comfort with upgrades, breakfast benefits, and late checkout.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
Best Everyday Card
American Express Cobalt Card
Terms & Conditions apply
The American Express Cobalt Card is the best in Canada for collectors who want to earn flexible Membership Rewards points from everyday spending. You’ll earn an unmatched 5x points per dollar on groceries and dining.
Points transfer to Marriott Bonvoy, Hilton Honors and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
Welcome Points: 15,000
Welcome Value: $590
Annual Fee: $191.88 ($15.99 Monthly)
Best for occasional lounge access
American Express Gold Rewards
Terms & Conditions apply
The American Express Gold Rewards Card is a good option for Membership Rewards collectors who want to earn valuable points on everyday spending while enjoying select travel benefits.
Points transfer to Marriott Bonvoy, Hilton Honors, and all-new ALL Accor Hotels almost instantly, and sometimes there’s a transfer bonus.
Welcome Points: 60,000
Welcome Value: $2,190
Annual Fee: $250
Best cards by program
What to Look for in the Best Hilton Honors Credit Cards
When choosing from the best Hilton Honors credit cards in Canada, focus on the welcome bonus, the earn rates, and the elite benefits that matter to you.
Welcome Bonus
The welcome bonus is the fastest way for you to earn plenty of Hilton Honors points. You should look for offers that give you enough value for free hotel stays right away.
In Canada, you’ll earn Hilton points by transferring Membership Rewards points at a 1:1 ratio. Cards like the American Express Platinum routinely offer as many as 110,000 points. This is enough for several nights at mid-scale Hilton or a luxury stay at a high-end Hilton property.
Opening a new card with a generous welcome offer is the cheapest way for you to earn the points you'll need to fund your next Hilton hotel stay.
Earn Rates
You’ll maximize your points by picking a card that fits your daily spending. Since there are no direct Hilton credit cards in Canada, you’ll earn points by using American Express cards that transfer to Hilton Honors.
For example, the American Express Cobalt earns 5 points per $1 on eats and drinks. Since these transfer 1:1, you’re effectively earning 5 Hilton points for every dollar you spend on groceries and dining.
Using the right card for these specific categories is the fastest way for you to earn plenty of points for your next free Hilton night.
Travel Benefits
Hilton hotel benefits are a major reason to choose these cards. These perks can save you hundreds and elevate your travel experience.
The American Express Platinum or American Express Business Platinum cards give you Hilton Honors Gold Elite status.
Gold status gets you room upgrades, an 80% bonus on points earned during stays, and a daily food and beverage credit or free breakfast.
Summary of the Best Hilton Honors Credit Cards
The best Hilton Honors credit cards in Canada help you earn plenty of points for nearly free stays.
You’ll earn valuable Hilton points from welcome bonuses and by focusing your spending on high-earning categories like dining.
These cards fit different lifestyles and make it simple for you to earn plenty of Hilton points to cover your next trip.
The value of the hotel benefits of these cards easily offset some of the annual fee for these cards.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
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Travel more using points
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The AWP Newsletter
Travel more using points
Get my free beginner guide and weekly tips on credit cards, points, and travel loyalty programs.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
