The new American Express authorized user bonus points promotion lets you earn bonus points for adding authorized users to your account after meeting a minimum spend.
Many American Express cards don’t charge for a first or even a second authorized card user, so you’re literally getting one free just for being a card member.
You can add your spouse, partner, or a teen who’s at least 13 years old as an authorized user, while earning bonus points.
Here’s how to make the most out of this limited-time American Express authorized user bonus points offer that runs until October 29, 2026.
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How This American Express Authorized User Bonus Points Offer Works
Multiple Amex cards qualify for this American Express authorized user bonus points offer.
With this offer, American Express cardholders can earn bonus points after adding up to two new supplementary cardholders to their account and completing the minimum spend in their first three months.
The offer is valid until October 29, 2026, and full details can be found directly on the Amex website.
Membership Rewards Bonus Points
American Express authorized user bonus points promotion lets you earn bonus Membership Rewards points with four personal Amex cards.
Keep in mind that there is a limit of one offer per new Additional Card across the same Amex card.
American Express Membership Rewards points are the most flexible and valuable transferable points in Canada. You can earn points with many American Express credit cards.
Plus, get the best value by transferring points to airline and hotel partners to book nearly free travel.
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Wondering which credit card to get next?
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Co-Branded Amex Cards Bonus Points
American Express authorized user bonus points promotion lets you earn bonus points with the personal Marriott Bonvoy and Aeroplan co-branded cards.
My Experience with the American Express Authorized User Bonus Points
I decided to take advantage of the Amex authorized user bonus back in October 2025 by adding both my spouse and my teen as authorized users to my Amex Cobalt Card.
They used their card for everyday expenses like food and gas, so reaching the minimum spending for the bonus in 3 months was super easy. Earning free American Express bonus points for free travel has been super rewarding.
Before you add an authorized user, keep the following things in mind
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Who You Can Add as an Authorized User
With American Express, you can add anyone 13 years of age or older that you trust as your supplementary cardholder with this promotion.
You can add your teen child, your partner or any trusted loved one as an authorized user. They do not have to reside at the same address as you do.
In addition to the bonus points from this American Express authorized user promotion, you will earn all the points on the spend they make on the supplementary cards.
It’s a great opportunity to get your kids to start using credit cards responsibly within a controlled environment.
Plus, it’s a good time to add an Authorized User to a card like the Amex Platinum or Amex Aeroplan Reserve to expand your travel party’s lounge access. Supplementary cardholders get their own lounge access plus a guest.
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A common myth is that being an authorized user prevents you from applying for the same card later or earning a welcome bonus. This is not true.
Being an authorized user does not affect your ability to get approved for your own card or to collect the full welcome bonus in the future.
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How to Add an Authorized User
Adding an authorized user with the American Express authorized user to earn bonus points during this promotion is quick and straightforward.
Make sure to add the supplementary cardholder while the promotion is valid until October 29, 2026.
- Visit the Amex additional card page.
- Select your card.
- Click on the ‘Learn More’ button for the Card.
- Enter your authorized user’s details and submit your request.
Once the supplementary card arrives, make sure you meet the spending requirement within the first three months to earn the bonus points.
You can find more tips on meeting the minimum spending requirement here. Plus, check out our complete guide to American Express authorized users in Canada here.
Bottom Line
Adding an authorized user to your Amex account with this offer is one of the easiest ways to earn extra points outside of a new card sign-up bonus.
Many of the cards eligible for this offer, such as the Amex Cobalt Card, stand out with no annual fee for up to two supplementary cards and unbeatable everyday earn rates.
Adding an authorized user to your Amex Platinum Card or Amex Aeroplan Reserve will allow you to earn 30,000 bonus points per added user in addition to their own lounge access.
If you have a trusted family member, it is worth adding them to your account before October 29, 2026. Be sure you have a plan to meet the minimum spend and that you are comfortable being responsible for all charges.
