These are the best credit card points offers in Canada that wil get you closer to nearly free the fastes.
A large welcome bonus is the perfect way to boost your points balance quickly. These offers are a great option when you have a large expense coming up or want to get closer to your next big trip.
By meeting the minimum spend on a new card, you can earn enough points for a flight or several hotel nights in just a few months.
Some cards’ welcome offers consistently stand out. The American Express® Platinum Card® and the Business Platinum Card® typically offer the highest welcome bonuses in Canada
Here’re our hand-picked picks for the best credit card offers in Canada for February 2026.
Best cards by program
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Elevated welcome offers don’t last long. Applying when a card has a strong offer is the best way to maximize your value.
Pairing a high welcome offer with strong everyday earning helps you collect more points and get closer to nearly free travel.
Here’s our hand picked list of the best credit card offers in Canada for February 2026.
Best reward cards
Best Mid-Tier Aeroplan® Card
TD® Aeroplan® Visa* Infinite Card
Terms & Conditions apply
New cardholders can earn up to 40,000 bonus Aeroplan® points with the TD® Aeroplan® Visa* Infinite Card.
- You’ll earn 10,000 Aeroplan® points after your first purchase.
- Then earn 15,000 more Aeroplan® points after spending $7,500 in the first 6 months.
- Plus, earn another 15,000 Aeroplan® points after card anniversary and spending $12,000 in the first 12 months.
- With the TD® Aeroplan® Visa* Infinite Card, you’ll earn 1.5 Aeroplan® points per $1 on gas, groceries, electric vehicle charging, and Air Canada purchases.
- The TD® Aeroplan® Visa* Infinite Card is the best mid-tier Aeroplan® Card in Canada.
- You’ll have a widely accepted Air Canada Aeroplan® Visa* Card with a 1st year fee rebate.
- You’ll get a free checked bag on Air Canada flights for you +8 companions and $100 NEXUS Credit.
- Plus, you’ll get excellent travel insurance.
Welcome Points: 40,000
Welcome Value: $1,719
Annual Fee:$139. 1st Year Rebate
Best Luxury Business Travel Card
American Express® Business Platinum Card
Terms & Conditions apply
New cardholders can earn up to 120,000 Membership Rewards® points with the American Express® Business Platinum Card
- You’ll earn 80,000 Membership Rewards® points after spending $15,000 in the first 3 months.
- Plus, earn an additional 40,000 Membership Rewards® points after a purchase between 15 and 17 months.
- You’ll earn 1.25 Membership Rewards® points per $1 on everything. Points can be transferred to top airline and hotel partners.
- The American Express® Business Platinum Card is the best luxury small business travel card in Canada.
- You’ll get several annual statement credits: $200 Travel Credit, $200 Dell Credit, $120 Wireless Credit, $240 Instacart Credit and $100 NEXUS Credit.
- You’ll enjoy unlimited access to 1,300 Airport Lounges worldwide for you and a guest.
- You’ll get Gold Elite Status with Hilton Honors, Marriott Bonvoy®, and status with Avis, Hertz, and National. You’ll also get access to Fine Hotels + Resorts.
- Plus, you’ll get excellent travel insurance.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
Primeum Aeroplan® Card
American Express® Aeroplan® Reserve Card
Terms & Conditions apply
New cardholders can earn up to 85,000 bonus Aeroplan® points with the American Express® Aeroplan® Reserve Card
- You’ll earn 60,000 Aeroplan® points after spending $7,500 in the first 3 months.
- Plus, earn 25,000 Aeroplan® points after spending $2,500 in month 13.
With the American Express® Aeroplan® Reserve Card, you’ll earn 3 Aeroplan® points per $1 on Air Canada® purchases.
- The American Express® Aeroplan® Reserve Card is one of the best premium Aeroplan® Cards in Canada.
- You’ll get premium Air Canada benefits, including a free checked bag and priority check-in, boarding, and baggage handling for you and up to 8 companions.
- You’ll get unlimited Maple Leaf Lounge access for you plus one guest in Canada and the U.S. when flying on Air Canada.
- You’ll get priority security lane access at Pearson Airport and $100 annual NEXUS Credit.
- You’ll also get an annual round-trip companion pass after spending $25 K.
- Plus, you’ll get comprehensive travel insurance.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
Best Luxury Travel Card
American Express® Platinum Card
Terms & Conditions apply
New cardholders can earn up to 110,000 Membership Rewards® points with the American Express® Platinum Rewards Card
- You’ll earn 80,000 Membership Rewards® points after spending $10,000 in the first 3 months.
- Plus, earn an additional 30,000 Membership Rewards® points after a purchase between 15 and 17 months.
- Elevated best offer is available via a referral link.
- With the American Express® Platinum Rewards Card, you’ll earn 2 Membership Rewards® points per $1 on travel, and eats & drinks in Canada. Points can be transferred to top airline and hotel partners.
- The American Express® Platinum Rewards Card is one of the best luxury travel cards in Canada.
- You’ll get several annual statement credits: $200 Travel Credit, $200 Dining Credit, $240 Instacart Credit and $100 NEXUS Credit.
- You’ll enjoy unlimited access to 1,300 airport lounges worldwide for you and a guest, including Plaza Premium, Priority Pass, Delta Sky Club® lounges when flying Delta, and more through the American Express® Global Lounge Collection™. At American Express® Centurion Lounges, you’ll get access for you plus two guests.
- You’ll get Gold Elite Status with Hilton Honors, Marriott Bonvoy®, and status with Avis, Hertz, and National. You’ll also get access to Fine Hotels + Resorts.
- Plus, you’ll get excellent travel insurance.
Welcome Points: 110,000
Welcome Value: $4,960
Annual Fee: $799
Best Primeum Aeroplan® Card
TD® Aeroplan® Visa* Infinite Privilege Card
Terms & Conditions apply
New cardholders can earn up to 85,000 bonus Aeroplan® points with the TD® Aeroplan® Visa* Infinite Privilege Card
- You’ll earn 20,000 Aeroplan® points after your first purchase.
- Then earn 35,000 more Aeroplan® points after spending $12,000 in the first 6 months.
- Plus, earn another 30,000 Aeroplan® points after card anniversary and spending $24,000 in the first 12 months.
- With the TD® Aeroplan® Visa* Infinite Privilege Card, you’ll earn 2 Aeroplan® points per $1 on Air Canada® purchases.
- The TD Aeroplan Visa Infinite Privilege Card is the best primeum Aeroplan® Card in Canada.
- You’ll have a widely accepted Air Canada Aeroplan® Visa* Card.
- You’ll get premium Air Canada benefits, including a free checked bag and priority check-in, boarding, and baggage handling for you and up to 8 companions.
- You’ll get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. Plus, 6 Visa Airport Companion Lounge passes worldwide.
- You’ll get priority security lane access at Pearson Airport and $100 annual NEXUS Credit.
- You’ll also get an annual round-trip companion pass after spending $25 K.
- Plus, you’ll get comprehensive travel insurance.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
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Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
