The best credit cards for airport lounge access in Canada save you money on airport meals and drinks while you relax in comfort.
Lounge access also provides a lot of value when you’re dealing with flight delays and cancellations. You’ll have a spot to wait in comfort while you sort out your next steps.
Some lounges even offer showers or nap rooms. This is perfect after a red-eye or when you land early and need a place to wait before your hotel is ready.
Different cards offer various levels of access. Some include unlimited global entry for you and a guest, while others offer a set number of annual passes.
Here’re our hand-picked picks for the best credit cards for airport lounge access in Canada for September 2026.
Best reward cards
Our Best Credit Cards for Airport Lounge
Best Luxury Business Travel Card
American Express Business Platinum Card
Terms & Conditions apply
The American Express Business Platinum Card is the best luxury travel card for small business owners who value flexible Membership Rewards points.
You’ll get airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance.
You earn 1.25 Membership Rewards points per $1 on everything.
Points transfer to Aeroplan, Flying Blue, British Airways Avios, and Cathay Pacific. Plus, Marriott Bonvoy, Hilton Honors, and all-new ALL Accor Hotels. Sometimes there’s even a transfer bonus.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Luxury Travel Card
American Express Platinum Rewards Card
Terms & Conditions apply
The American Express Platinum Rewards Card is the best card for Membership Rewards collectors who value luxury travel experiences.
You’ll get worldwide airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance. Plus, $600+ worth of credits.
Points transfer to Aeroplan, Flying Blue, British Airways Avios, and Cathay Pacific. Plus, Marriott Bonvoy, Hilton Honors, and all-new ALL Accor Hotels. Sometimes there’s even a transfer bonus.
For a limited time, you’ll get an elevated 100,000 welcome points with the American Express Platinum Rewards Card.
Welcome Points: Elevated 100,000
Welcome Value: $4,465
Annual Fee: $799
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Premium Aeroplan Card
TD Aeroplan Visa Infinite Privilege
Terms & Conditions apply
The TD Aeroplan Visa Infinite Privilege is the best premium Aeroplan Credit card in Canada for travellers who want VIP Air Canada benefits, top-tier Aeroplan earning, and broader acceptance.
You’ll get a strong welcome bonus. Plus, you’ll earn 1.25 Aeroplan points on every purchase and 2 Aeroplan points per $1 on Air Canada flights.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in, boarding, and baggage handling on Air Canada.
This card also comes with unlimited Air Canada Lounge and Air Canada Café Access in North America for you plus a guest. You’ll also get six Visa Airport Companion Lounge passes worldwide and excellent travel insurance.
You’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
For a limited time, you’ll get an all-time high 100,000 welcome points with the TD Aeroplan Visa Infinite Privilege.
Welcome Points: Elevated 100,000
Welcome Value: $3,880
Annual Fee: $599
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best for no FX fees & occasional lounge access
Scotiabank Passport Visa Infinite+ Card
Terms & Conditions apply
The Scotiabank Passport Visa Infinite+ Card is a card for travellers who want a moderate annual fee and value no foreign transaction fees and occasional lounge access.
You’ll enjoy 6 complimentary Visa Airport Companion lounge visits each year. No other card in Canada with the same level of annual fee offers this much lounge access.
You’ll also get no foreign transaction fees on all purchases. Plus, up to 10¢/L in value on fuel purchases at Shell.
Plus, 11 GB of global data from GigSky every year, valid for up to 15 consecutive days of travel.
Welcome Points: 35,000 Scene+
Welcome Value: $1,250
Annual Fee: $150
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best Primeum Aeroplan Business Card
American Express Aeroplan Business Reserve Card
Terms & Conditions apply
The American Express Aeroplan Business Reserve Card is the best premium Aeroplan card for small business owners who value top-tier earning, VIP Air Canada benefits, and Amex perks.
You’ll get a strong welcome bonus and earn Aeroplan points on every purchase, with the best earning rates when paying for Air Canada flights.
You’ll enjoy a free first checked bag for you and up to eight people travelling with you, priority check-in and baggage handling and Zone 2 boarding on Air Canada.
You’ll also get unlimited Air Canada and Air Canada Café Lounge Access in North America for you, plus a guest.
You’ll also get exclusive Toronto Pearson VIP perks like the Priority Security Lane.
You’ll also get Hyatt Status Benefits at World of Hyatt worldwide.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best for occasional lounge access
American Express Gold Rewards
Terms & Conditions apply
The American Express Gold Rewards Card is a card for Membership Rewards collectors who value Amex perks and occasional lounge access.
You’ll enjoy 4 complimentary Plaza Premium lounge visits in Canada each year.
You’ll also get statement credits and comprehensive travel insurance.
Points transfer to Marriott Bonvoy, Hilton Honors, Aeroplan, Flying Blue, and all-new ALL Accor Hotels and other airlines.
Welcome Points: 60,000
Welcome Value: $2,190
Annual Fee: $250
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Best cards by program
What to Look for in the Best Credit Cards for Airport Lounge
The value of a lounge card depends on how much you travel and who you bring with you. You want to choose a card that matches your travel frequency so the food and drink savings outweigh the annual fee.
Guest Privileges
Lounge access with guests is a great benefit for those travelling with a partner or family.
Cards like the Amex Platinum and the Amex Aeroplan Reserve let you bring one guest into the lounge with you every time you visit.
Other options, like the Amex Gold and Scotiabank Passport Visa Infinite, give you a set number of annual passes that you can use for yourself plus any travel partners.
Airport Lounge Access Frequency
Lounge access frequency depends on your travel style and how often you're at the airport.
Cards like the Amex Platinum and TD Aeroplan Visa Infinite Privilege offer unlimited visits. That's a super valuable benefit if you travel frequently for work or leisure.
Other cards, like the Amex Gold and Scotiabank Passport Visa Infinite, give you 4 to 6 annual passes. This may be just enough if you travel less frequently.
Airport Lounge Network
Cards like the Amex Aeroplan Reserve and TD Aeroplan Visa Infinite Privilege give you access to the Maple Leaf Lounge and Air Canada Cafés in North America when you fly with Air Canada. So you should consider these cards if that's where and how you fly most.
You get unlimited access to Priority Pass and Plaza Premium lounges globally with the Amex Platinum and Business Platinum.
The TD Aeroplan Visa Infinite Privilege and Scotiabank Passport Visa Infinite give you 6 similar passes annually.
Where you fly and with which airlines should help you choose the best lounge card that fits your travel style.
Summary of the Best Credit Cards for Airport Lounges
The best lounge credit cards in Canada save you money on expensive airport meals and drinks. Letting you enjoy more of a private space to relax.
Look for cards that offer lounge benefits that align with your travel style and frequency.
Whether you want unlimited access, North America only, or just a couple of passes, these top lounge cards help you maximize value and comfort on every trip.
The value of lounge benefits on these cards easily outweighs the annual cost after just a few visits.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
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From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
Business Award Concierge
Have a business? Book a complimentary call to see how our done-for-you Business Award Concierge can turn your business expenses into $50K luxury travel.
Limited spots available.
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