The best credit cards with airport lounge access can elevate your entire travel experience and save you money on airport meals and drinks.
Airport lounges give you a break from the busy terminal. You get a quiet place to sit, snacks and food, drinks, and space to recharge your devices.
Some lounges even offer showers or nap rooms. This is perfect after a red eye or when you land early and need a place to wait before checking in to your hotel.
Different cards offer different levels of access. Some cards include access only in Canada and the US. Some let you enter alone, bring a guest, or bring two.
Best cards by program
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The American Express® Platinum Card and American Express® Business Platinum Card, for example, allow up to two guests at Centurion Lounges.
Cards with the best lounge access come with an annual fee. However, the value of the welcome bonus, the ongoing earning rates, and the benefits far outweigh the fees for the cards we recommend.
If you travel as a family, adding a supplementary card gives each person their own entry.
Pick the card that fits your flight frequency and who you travel with.
Here’s our hand picked list of the best credit cards for lounge access in Canada for November 2025.
Best reward cards
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Primeum Aeroplan® Card
American Express® Aeroplan® Reserve Card
Terms & Conditions apply
- With the American Express® Aeroplan® Reserve Card, you’ll get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada.
- Authorized users also get their own Maple Leaf Lounge access in Canada and the U.S. for themselves and a guest when flying on Air Canada.
- This is a premium option for Aeroplan® collectors who want top-tier earning and exclusive Amex® perks.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
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Best Luxury Business Travel Card
American Express® Business Platinum Card
Terms & Conditions apply
- With the American Express® Business Platinum Card, you’ll enjoy unlimited access to 1,300 airport lounges worldwide for you and a guest, including Plaza Premium, Priority Pass, Delta Sky Club® lounges when flying Delta, and more through the American Express® Global Lounge Collection™.
- At American Express® Centurion Lounges, you’ll get access for you plus two guests.
- Platinum authorized users also get their own unlimited worldwide lounge access for themselves and a guest.
- This is the best luxury travel card for small business owners who value flexible Membership Rewards® points.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
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Best Luxury Travel Card
American Express® Platinum Card
Terms & Conditions apply
- With the American Express® Platinum Rewards Card, you’ll enjoy unlimited access to 1,300 airport lounges worldwide for you and a guest, including Plaza Premium, Priority Pass, Delta Sky Club® lounges when flying Delta, and more through the American Express® Global Lounge Collection™.
- At American Express® Centurion Lounges, you’ll get access for you plus two guests.
- Platinum authorized users also get their own unlimited worldwide lounge access for themselves and a guest.
- This is the best card for Membership Rewards® collectors who value luxury travel experiences.
Welcome Points: 100,000
Welcome Value: $4,540
Annual Fee: $799
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Best Primeum Aeroplan® Card
TD® Aeroplan® Visa* Infinite Privilege Card
Terms & Conditions apply
- With the TD® Aeroplan® Visa* Infinite Privilege Card, you’ll get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada.
- Plus, 6 Visa Airport Companion Lounge passes worldwide.
- Authorized users also get their own Maple Leaf Lounge access in Canada and the U.S. for themselves and a guest when flying on Air Canada.
- This is the best premium Aeroplan® Visa* for collectors who value VIP Air Canada benefits.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Best Primeum Aeroplan® Card
CIBC Aeroplan® Visa Infinite Privilege Card
Terms & Conditions apply
- With the CIBC Aeroplan® Visa* Infinite Privilege Card, you’ll get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada.
- Plus, 6 Visa Airport Companion Lounge passes worldwide.
- Authorized users also get their own Maple Leaf Lounge access in Canada and the U.S. for themselves and a guest when flying on Air Canada.
- This is the best premium Aeroplan® Visa* for collectors who bank with CIBC and value VIP Air Canada benefits.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Best Premium Aeroplan® Business Card
American Express® Aeroplan® Business Reserve Card
Terms & Conditions apply
- American Express® Aeroplan® Business Reserve Card, you’ll get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada..
- Authorized users also get their own Maple Leaf Lounge access in Canada and the U.S. for themselves and a guest when flying on Air Canada.
- This is the best premium Aeroplan® card for small business owners who value top-tier earning, VIP Air Canada benefits, and Amex® perks.
Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
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Best for occasional lounge access
American Express® Gold Rewards Card
Terms & Conditions apply
- With the Express® Gold Rewards Card, you’ll get four complimentary Plaza Premium lounge visits each year.
- This is the card for Membership Rewards® collectors who value Amex® perks and occasional lounge access.
Welcome Points: 60,000
Welcome Value: $2,190
Annual Fee: $250
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it's for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it's for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
