Credit cards can give you plenty of value with Aeroplan® in Canada.
If you want nearly free flights, Aeroplan® co-branded cards are an easy choice.
You’ll earn plenty of Aeroplan® points from the welcome bonus and from maximizing your credit card spending. You’ll also get valuable Air Canada benefits like free checked bags.
Plus, you’ll get priority boarding, priority baggage handling, lounge access and can earn a companion pass with the premium Aeroplan® cards. Saving you money and giving you a better flight experience.
American Express® Membership Rewards® cards are another strong way to earn points toward nearly free flights.
You can also earn plenty of Membership Rewards® points and transfer them to Aeroplan® at a 1:1 ratio. Transfers are almost instant, sometimes the they come with a bonus.
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Fuel your adventures with points
Sign up to get your free guide. Get our newsletter with credit cards and points tips. See how easy it is to travel for nearly free.
The AWP Newsletter
Fuel your adventures with points
Sign up to get your free guide. Get our newsletter with credit cards and points tips. See how easy it is to travel for nearly free.
Best cards by program
It’s easy to see why Aeroplan® is our favourite airline program. It's the largest in Canada and offers the most ways to earn points and airline benefits with credit cards in Canada.
You’ll find Aeroplan® credit cards from TD, CIBC, and American Express®. Each with different fees, benefits, and earn rates.
So pick the one that best fits your travel and spending habits.
These cards pair well with your best hotel credit cards and help you enjoy nearly free travel more often.
Here’s our hand-picked list of the best Aeroplan® credit cards in Canada for November 2025.
AWP TIP
You can earn only one Aeroplan® welcome bonus per card tier across all banks.
For example, you can only earn one bonus between TD® Aeroplan® Visa Infinite, CIBC® Aeroplan® Visa Infinite, and American Express® Aeroplan®.
You can still apply for a lower-tier, higher-tier, or business card to earn another welcome bonus.
Best reward cards
AWP TIP
If you’re serious about travel rewards, an Aeroplan® card is a must.
If you’re just starting, a mid-tier card like the TD® Aeroplan® Visa Infinite is a great option.
If you value luxury and premium benefits, you'll get the best experience and the most value with the TD® Aeroplan® Visa* Infinite Privilege.
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Low Fee Aeroplan® Card
TD® Aeroplan® Visa* Platinum Card
Terms & Conditions apply
- The TD® Aeroplan® Visa* Platinum Card is a low-fee entry-level Aeroplan® Visa* with broader acceptance.
- You’ll also get preferred pricing on Air Canada reward flights and basic travel insurance.
Welcome Points: 15,000
Welcome Value: $389
Annual Fee: $89. 1st Year Rebate
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Best Mid-Tier Business Aeroplan® Card
TD® Aeroplan® Visa* Business Card
Terms & Conditions apply
- The TD® Aeroplan® Visa* Business Card is the best mid-tier Aeroplan® Visa* for small business owners who want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag and solid travel insurance.
Welcome Points: 60,000
Welcome Value: $1,980
Annual Fee: $149
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Best Mid-Tier Business Aeroplan® Card
CIBC Aeroplan® Visa* Business Card
Terms & Conditions apply
- The CIBC Aeroplan® Visa* Business Card is a mid-tier Aeroplan® Visa* for small business owners who bank with CIBC and want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag and solid travel insurance.
Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
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Best Primeum Aeroplan® Card
TD® Aeroplan® Visa* Infinite Privilege Card
Terms & Conditions apply
- The TD® Aeroplan® Visa* Infinite Privilege Card is the best premium Aeroplan® Visa* for collectors who value VIP Air Canada benefits.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
- You’ll also get unlimited Air Canada Lounge Access in North America for you plus guests, six Visa Airport Companion Lounge passes worldwide and excellent travel insurance.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Best Primeum Aeroplan® Card
CIBC Aeroplan® Visa Infinite Privilege Card
Terms & Conditions apply
- The CIBC Aeroplan® Visa* Infinite Privilege Card is the best premium Aeroplan® Visa* for collectors who bank with CIBC and value VIP Air Canada benefits.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
- You’ll also get unlimited Air Canada Lounge Access in North America for you plus guests, six Visa Airport Companion Lounge passes worldwide and excellent travel insurance.
Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Primeum Aeroplan® Card
American Express® Aeroplan® Reserve Card
Terms & Conditions apply
- The American Express® Aeroplan® Reserve Card is the premium Aeroplan® card for collectors who value top-tier earning, VIP Air Canada benefits, and Amex® perks.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
- You’ll also get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada, and excellent travel insurance.
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
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Best Premium Aeroplan® Business Card
American Express® Aeroplan® Business Reserve Card
Terms & Conditions apply
- The American Express® Aeroplan® Business Reserve Card is the best premium Aeroplan® card for small business owners who value top-tier earning, VIP Air Canada benefits, and Amex® perks.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
- You’ll also get unlimited Air Canada Lounge Access in North America for you plus guests, and excellent travel insurance.
Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
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Best Mid-Tier Amex Aeroplan®
American Express® Aeroplan® Card
Terms & Conditions apply
- The American Express® Aeroplan® Card is the mid-tier Aeroplan® card for collectors who value strong earning rates and Amex® perks.
- You’ll get a free checked bag for you plus 8, and preferred pricing.
Welcome Points: 40,000
Welcome Value: $1,280
Annual Fee: $120
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Best Mid-Tier Aeroplan® Card
TD® Aeroplan® Visa* Infinite Card
Terms & Conditions apply
- The TD® Aeroplan® Visa* Infinite Card is the best mid-tier Aeroplan® Visa* for collectors who want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8 and solid travel insurance.
Welcome Points: 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
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Best Mid-Tier Aeroplan®
CIBC Aeroplan® Visa* Infinite Card
Terms & Conditions apply
- The CIBC Aeroplan® Visa* Infinite Card is the best mid-tier Aeroplan® Visa* for collectors who bank with CIBC and want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8 and solid travel insurance.
Welcome Points: 50,000
Welcome Value: $1,919
Annual Fee:$139. 1st Year Rebate
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No Fee Aeroplan® Card
CIBC Aeroplan® Visa* Card
Terms & Conditions apply
- The CIBC Aeroplan® Visa* Card is a no-fee entry-level Aeroplan® Visa* with broader acceptance.
- You’ll earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
Welcome Points: 10,000
Welcome Value: $200
Annual Fee: No Fee
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it's for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it's for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
