United MileagePlus Neo World Elite Mastercard
The United MileagePlus Neo World Elite Mastercard is the first United credit card in Canada for travellers who want to diversify their Star Alliance rewards and get United benefits.
You’ll get a strong welcome bonus. You’ll earn 1.25 MileagePlus miles for every $1 spent on United flights. Plus 1 mile per $1 on dining and groceries and 0.75 miles per $1 on all other purchases. Since it is a Mastercard, you can earn miles at Costco.
You’ll enjoy a free checked bag on United-operated flights and priority boarding. You’ll also get a 10% discount on every United award flight, a unique feature for a Canadian card. Plus solid travel insurance.
For a limited time, it has an elevated 25,000 MileagePlus miles welcome offer!
Welcome Points: Elevated 25,000
Welcome Value: $400
Annual Fee:$89
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.

Card Welcome Offer
For a limited time, the United MileagePlus Neo World Elite Mastercard has a welcome offer of up to 25,000 MileagePlus miles.
You’ll earn 5,000 miles after your first purchase.
Then you’ll earn 15,000 more miles when you spend $3,000 in the first three months.
Plus, you’ll get a 5,000 miles renewal bonus every year you keep the account open.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value United MileagePlus miles at 1.6 cents per point.
You’ll get about $868 in value in the first year with the United MileagePlus Neo World Elite Mastercard.
The 25,000 welcome bonus miles are worth $400.
You’ll get a $120 USD NEXUS statement credit to speed through security and skip lineups.
You’ll also get a free checked bag on United-operated flights for you and your travel companions.
Plus solid travel insurance for you and your household, worth about $300.
United MileagePlus Neo World Elite Mastercard
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Card Annual Fee
At Adventures With Points (AWP), we value United MileagePlus miles at 1.6 cents per point.
You’ll get $868 in first-year value from the United MileagePlus Neo World Elite Mastercard.
- The 25,000 welcome bonus miles are worth $400.
- You’ll get a $120 USD NEXUS statement credit to speed through security and skip lineups, worth about $168.
- You’ll also get a free checked bag on United-operated flights for you and your travel companions.
- Plus solid travel insurance for you and your household, worth $300 per year.
Card Annual Value
The United MileagePlus Neo World Elite Mastercard has an $89 annual fee, which is the lowest for a mid-tier airline card in Canada.
The value is easily outweighed by the free checked bag benefit and the 10% discount on United award flights.
Authorized users can be added to your account to help families earn miles faster. Their spending counts toward your MileagePlus miles, helping you reach your next flight sooner.

Card Rewards Earning
With the United MileagePlus Neo World Elite Mastercard, you’ll earn:
- 1.25 miles per dollar spent on United and Star Alliance flights. That’s the highest earning rate on this card.
- 1 mile per dollar spent on dining and groceries.
- 0.75 miles per dollar spent on all other purchases.
You can also earn bonus miles at over 10,000 Neo merchant partners across Canada.
AWP TIP
As a United MileagePlus Neo World Elite Mastercard holder, you have access to expanded Saver Award availability. Plus, you get a 10% discount on United award flights.
This gives you more access to more rewards for fewer points. It’s a great way to redeem your miles for United Polaris business class for fewer miles.
Card Benefits
With the United MileagePlus Neo World Elite Mastercard, you’ll enjoy valuable travel and United benefits, including:
- Free First Checked Bag on United Flights: You and your travel companions on the same reservation get a free checked bag. If you’re travelling as a family, this benefit alone can save hundreds each year. You don’t need to pay for the ticket with the card to get this benefit.
- 10% Discount and Expanded Award Access: You’ll get a 10% discount on United award flights and exclusive access to expanded Saver Award availability. This includes premium seats like United Polaris business class.
- NEXUS Credit: You get up to a $120 USD statement credit every five years for your NEXUS application or renewal fee. NEXUS makes cross-border travel between Canada and the U.S. faster and easier for couples and families.
- Priority Boarding: You and your travel companions get Group 2 priority boarding on United-operated flights. This ensures you find overhead bin space and get settled before the main cabin boards.
- Travel Insurance: You’ll get solid travel insurance coverage, including emergency medical, trip cancellation and interruption, flight delay, baggage delay, and rental car coverage.
Beginner’s Guide
From points newbie to booking your first trip.

Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the United MileagePlus Neo World Elite Mastercard, you’ll get solid travel insurance coverage for you and your household, including:
- Travel Medical Insurance: Up to $1,000,000 for the first 14 days if you’re under 60.
- Trip Cancellation: Up to $1,000 per person and $5,000 per trip.
- Trip Interruption: Up to $1,000 per person and $5,000 per trip.
- Flight Delays: Up to $250 per day (maximum $500) if your flight is delayed more than 4 hours.
- Delayed or Lost/Stolen Baggage: Up to $1,000 combined for emergency purchases after a 6-hour delay or lost/damaged checked bags.
- Auto Rental Collision/Loss Damage Insurance: Coverage for rental vehicles up to $65,000 MSRP for up to 48 days.
You’ll also get valuable purchase protection when you pay with your United MileagePlus Neo World Elite Mastercard:
- Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers items against loss, theft, or damage for 90 days.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
The United MileagePlus Neo World Elite Mastercard is worth considering if you fly with United more frequently and value the associated United perks and benefits.
You can earn MileagePlus miles on every purchase, with the best rates for United and Star Alliance flights. The best way to redeem is for United award flights, where you’ll get a 10% discount and exclusive access to expanded Saver Award availability.
United miles also give you access to 25+ Star Alliance partner airlines, including Air Canada, taking you to almost any part of the world
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Award Booking Concierge
Let us find your award flights and hotels
You’ve earned your points! Now let me do all the work of finding the best available award flights and hotels for your next trip.
Limited-time sale pricing. Limited spots available.
Award Booking Concierge
Let us find your award flights and hotels
You’ve earned your points! Now let me do all the work of finding the best available award flights and hotels for your next trip.
Limited-time sale pricing. Limited spots available.















