Aeroplan is one of our favourite loyalty programs because there are so many great opportunities to earn and redeem points for nearly free flights from Canada.
Aeroplan just announced an exciting refresh for their co-branded credit cards with a new lineup of benefits. Aeroplan cardholders are already getting 15% off Air Canada flight rewards.
Starting January 12, 2027, mid-tier Aeroplan cards like the TD Aeroplan Visa Infinite and American Express Aeroplan add Air Canada wallet credits.
Premium Aeroplan cards like the TD Aeroplan Visa Infinite Privilege, American Express Aeroplan Reserve, and American Express Aeroplan Business Reserve get larger credits and worldwide lounge access.
The American Express Aeroplan Reserve also adds a $200 dining credit.
With all these new benefits, annual fees are going up as well, starting January 12, 2027.
Here’s how to make the most of the new Aeroplan credit card benefits.
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New Benefits for Every Aeroplan Credit Card
All Aeroplan co-branded cardholders are already getting 15% off the Aeroplan points they need for Air Canada flight rewards.
The 15% discount applies to the primary cardholder and the base fare only. It also extends to everyone in the Aeroplan Family Sharing pool as long as one member holds an eligible Aeroplan credit card.
You’ll also get a 4th night free on hotels and a 4th day free on car rentals booked with points.
Air Canada Wallet Credits
Mid-tier Aeroplan cardholders like the TD Aeroplan Visa Infinite, American Express Aeroplan or TD Aeroplan Visa Business, will be getting up to $50 a year. That’s $25 in your AC Wallet twice a year, on January 15 and July 15.
The TD Aeroplan Visa Infinite currently comes with an all-time high 50,000 Aeroplan points welcome offer. That makes it the best time to get this mid-tier Aeroplan Visa while the fee is still lower.
Premium Aeroplan cardholders like the TD Aeroplan Visa Infinite Privilege, American Express Aeroplan Reserve or American Express Aeroplan Business Reserve, will be getting up to $100 a year. That’s $50 twice a year.
These credits will be deposited in the primary cardholder’s AC Wallet and expire after six months.
You will be able to use your credits on any Air Canada booking. Plus, you can combine them with other credits in your AC Wallet.
However, you will not be able to apply them to taxes and fees on Aeroplan flight rewards.
Best Aeroplan Cards
Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
Welcome Points: Elevated 85,000
Welcome Value: Elevated $3,780
Annual Fee: $599
Welcome Points: Elevated 100,000
Welcome Value: $3,880
Annual Fee: $599
Welcome Points: Elevated 50,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
New Perks for Premium Aeroplan Credit Cards
Premium Aeroplan cardholders like the TD Aeroplan Visa Infinite Privilege, American Express Aeroplan Reserve and American Express Aeroplan Business Reserve already have access to Air Canada Cafés and Maple Leaf Lounges in North America for themselves plus one guest.
With this refresh, they will also be getting access with one guest to Maple Leaf Lounges worldwide. That currently includes London Heathrow, Frankfurt and Paris Charles de Gaulle.
You’ll also get Priority Security lanes at select airports worldwide for you and up to eight companions on the same reservation.
The TD Aeroplan Visa Infinite Privilege currently comes with a 100,000 Aeroplan points welcome offer. That makes it the best time to get this premium Aeroplan Visa while the fee is still lower.
The American Express Aeroplan Reserve adds a $200 annual dining credit at eligible participating restaurants from Air Canada’s Best New Restaurants list.
American Express is also adding up to 6 Priority Pass visits a year to the American Express Aeroplan Reserve and Business Reserve cards. You’ll get 2 complimentary visits each year, plus 4 more when you charge $25,000 to your card in a calendar year.
Both Amex Reserve cards are also adding 8 Aspire lounge visits in Canada each year.
Plus, the personal American Express Aeroplan Reserve card will earn 10% bonus Aeroplan points when you spend $125,000 a year. You’ll also earn 10% bonus points for every additional $25,000 you spend, up to $400,000 a year.
Aeroplan Credit Cards Annual Fee Changes
With all the new benefits, annual fees are going up on all co-branded Aeroplan cards.
American Express announced that new fees will be charged on your first renewal after January 12, 2027. TD will be sharing the fee details in November.
The American Express Aeroplan Reserve and American Express Aeroplan Business Reserve are going up from $599 to $799.
With the personal American Express Aeroplan Reserve card, you’ll get $300 back in wallet and dining credits against the $200 increase. The Business Reserve gets $100. Both are getting up to 6 Priority Pass and 8 Aspire lounge visits.
The TD Aeroplan Visa Infinite Privilege is only going up by $100 while getting the same value in Air Canada annual wallet credits.
All premium cards also get worldwide Maple Leaf Lounge access and priority security.
The TD Aeroplan Visa Infinite is going up from $139 to $159. While the American Express Aeroplan is going up from $120 to $150, and the TD Aeroplan Visa Business is going up from $149 to $169.
Mid-tier cardholders will pay $20 to $30 more and get $50 back in Air Canada wallet credits.
Bottom Line
The new Aeroplan credit card benefits will make every co-branded card more valuable starting January 12, 2027. The 15% discount is already live for all cardholders.
You’ll come out ahead on most cards and enjoy better flights as long as you use your benefits.
The American Express Aeroplan Reserve is taking it to the next level with more credits that surpass the $200 increase.
If you don’t have the TD Aeroplan Visa Infinite or Privilege, now is a great time to get one and lock in the lower annual fee for a full year.
The TD Aeroplan Visa Infinite is still the best mid-tier Aeroplan card in Canada, and it currently comes with an all-time high 50,000 Aeroplan points welcome offer.
The TD Aeroplan Visa Infinite Privilege is the best premium Aeroplan Visa card, and it comes with the current 100,000 Aeroplan points welcome offer.
