The American Express® Platinum Card is one of the best travel cards in Canada because you get so many travel benefits from one card. Between the welcome bonus, airport lounge access, travel perks, and annual credits, you can get a lot of value. Enough to offset the annual fee, and some more.
The $200 dining credit is one of several Platinum benefits you can use each calendar year to help offset that annual fee.
It also gives you the opportunity to dine at some of the finest restaurants in Canada and get $200 back as a statement credit.
Here’s everything you need to know about the Amex® Platinum annual dining credit.
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What the $200 Dining Credit Is
You get a $200 dining credit each calendar year from your personal American Express® Platinum Card when you spend at least $200 at a participating restaurant in Canada.
It’s a great opportunity for you to enjoy some of the best restaurants in the country and get $200 back!
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This is a calendar-year credit, so you get a $200 credit every January 1.
This means that you can use it twice in your first year of card membership for a total of $400 in statement credits.
Just keep in mind that the second $200 may be clawed back if you cancel the card at renewal.
American Express® Platinum Card
Best Luxury Travel Card
Terms & Conditions apply
- The American Express® Platinum Rewards Card is the best card for Membership Rewards® collectors who value luxury travel experiences.
- You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance.
- Points transfer to Marriott Bonvoy®, Hilton Honors, Aeroplan®, Flying Blue and other airlines. Sometimes there’s a transfer bonus.
- Elevated best offer is available via a referral link.
Welcome Points: 110,000
Welcome Value: $4,960
Annual Fee: $799
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the links provided.
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How You Use the Credit
First, opt in to the dining credit through your American Express® account, either on desktop or in the mobile app. You only need to do this once.
Then choose a restaurant from the American Express® Platinum dining restaurant list in Canada. Restaurants are added and updated all the time, so it’s worth checking the latest list before heading out.
Simply, pay at least $200 for your dine-in meal to receive the full $200 statement credit.
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If your bill is over $200, put $200 on your Amex® Platinum Card so the dining credit applies.
Then pay the rest with your Amex® Cobalt to earn the 5x Membership Rewards points on food and drinks.
What to Expect When You Use the Credit
You’ll see the $200 credit appear after your dining charge posts to your account. It usually shows up once the transaction settles.
You’re using this credit at higher-end restaurants, so expect an outstanding atmosphere, food, and service. For many people, this ends up being a date night, a special occasion, or a meal they wouldn’t normally book without the credit.
You’ll also notice that your final out-of-pocket cost depends on what you order. Food alone can get you close to the $200 threshold. Alcohol can push your bill a bit higher.
As long as the restaurant is on the list, you’ve opted in, and your dine-in spend reaches $200 , the credit applies consistently.
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Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
Bottom Line
You’ll get a lot of value from the American Express Platinum® Card through its benefits and statement credits. It lets you travel in comfort and keep more money in your pocket.
The $200 dining credit is one of several Platinum benefits that can be used each year to offset the card’s annual fee.
It’s letting you enjoy a high-end restaurant experience and get $200 back each calendar year.
