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American Express® Platinum Card
Best Luxury Travel Card
Terms & Conditions apply
- The American Express® Platinum Rewards Card is the best card for Membership Rewards® collectors who value luxury travel experiences.
- You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance.
- Points transfer to Marriott Bonvoy®, Hilton Honors, Aeroplan®, Flying Blueand other airlines. Sometimes there’s a transfer bonus.
Welcome Points: 100,000
Welcome Value: $4,540
Annual Fee: $799
The American Express® Platinum Rewards Card is one of the best luxury travel cards in Canada.
This is the card you’ll want if you value premium travel comfort, top-tier service, and unlimited access to the best lounges worldwide for you and a guest.
You’ll get a $200 Annual Travel Credit, $200 Annual Dining Credit, $240 in Instacart Credits, and a $100 NEXUS Credit to speed through airport security.
You’ll also enjoy hotel perks with Fine Hotels + Resorts, Gold status with Hilton Honors and Marriott Bonvoy®, and Elite car rental status with Avis, Hertz, and National.
Plus, you’ll get premium travel insurance and purchase protection, and access to the Pearson Priority Security Lane.
As a charge card, it doesn’t count toward your American Express® credit card limit, making it a great option even if you already hold other Amex® cards.
You’ll get one of the largest welcome bonuses in Canada and earn valuable Membership Rewards® points on all your purchases. Points can be transferred to top airline and hotel partners like Aeroplan®, Flying Blue, Marriott Bonvoy®, and Hilton Honors for nearly free travel.
You’ll also get access to American Express® Offers and Front of the Line.
Card Welcome Offer
New cardholders can earn up to 100,000 Membership Rewards® points with the American Express® Platinum Rewards Card
- You’ll earn 70,000 Membership Rewards® points after spending $10,000 in the first 3 months.
- Plus, earn an additional 30,000 Membership Rewards® points after a purchase between 15 and 17 months.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Membership Rewards® points at 2.2 cents per point.
You’ll get about $4,540 in value in the first year with the American Express® Platinum Rewards Card
- The 100,000 welcome bonus points are worth $2,200.
- You’ll get $200 Annual Travel Credit, toward flights, hotels, or vacation packages booked through American Express Travel.
- You’ll get a $200 Annual Dining Credit to use at eligible restaurants in Canada.
- You’ll get $240 in Annual Instacart Credits, earned as $20 per month, to save on grocery deliveries.
- You’ll get a $100 NEXUS statement credit to speed through security and skip lineups.
- You’ll also get unlimited lounge access worldwide for you plus a guest, worth $1,000+.
- Plus, comprehensive travel and purchase insurance, worth about $600.
American Express® Platinum Card
Best Luxury Travel Card
Welcome Points: 100,000
Welcome Value: $4,540
Annual Fee: $799
Card Annual Fee
The American Express® Platinum Rewards Card has a $799 annual fee.
While the annual fee is one of the highest in Canada, it’s also packed with luxury travel benefits that easily outweigh the cost for travellers who value comfort, luxury, and service.
You’ll get a $200 Annual Travel Credit, $200 Annual Dining Credit, $240 in Instacart Credits, and a $100 NEXUS Credit, together worth almost as much as the annual fee before even counting lounge access, hotels and car rentals Elite status, and insurance.
There’s no first-year fee rebate, but one of the largest welcome bonuses in Canada and extensive travel benefits make it a top choice for frequent travellers.
You can also add Platinum Card Authorized users for $250 per card. Each gets their own unlimited lounge access for them plus a guest worldwide. You can also add Gold Card Authorized users for $50 each.
Plus, their spending contributes toward earning more Membership Rewards® points.
Card Annual Value
At Adventures With Points (AWP), we value Membership Rewards® points at 2.2 cents per point.
You’ll get about $2,265 in value in the first year with the American Express® Platinum Rewards Card
- You’ll get $200 Annual Travel Credit, toward flights, hotels, or vacation packages booked through American Express Travel.
- You’ll get a $200 Annual Dining Credit to use at eligible restaurants in Canada.
- You’ll get $240 in Annual Instacart Credits, earned as $20 per month, to save on grocery deliveries.
- You’ll get a $100 NEXUS statement credit every four years. That is $25 per year in value.
- You’ll also get unlimited lounge access for you plus a guest worldwide, worth $1,000+.
- Plus, comprehensive travel and purchase insurance, worth about $600.
Card Rewards Earning
With the American Express® Platinum Rewards Card, you’ll earn:
- 2 Membership Rewards® points per dollar spent on dining, food delivery, and travel purchases in Canada. That’s a decent earning rate.
- 1 Membership Rewards® point per dollar spent on everything else.
AWP TIP
If you have a large upcoming expense, it’s a great opportunity to grab the American Express® Platinum Rewards Card.
As a charge card with no preset limit, it’s easy to meet the minimum spend requirements and earn your welcome bonus.
Plus, points post shortly after you meet the spend, so you don’t need to wait for your statement to close.
Card Benefits
With the American Express® Platinum Rewards Card, you’ll enjoy luxury travel benefits.
Annual Travel Credit: You’ll get a $200 Annual Travel Credit each year to use through American Express Travel on flights, hotels, car rentals, or vacation packages.
Annual Dining Credit: You’ll get a $200 Annual Dining Credit to use at eligible restaurants across Canada.
Annual Instacart Credits: You’ll get $240 in Annual Instacart Credits, earned as $20 per month, to save on grocery deliveries.
Airport Lounge Access: You’ll enjoy unlimited access to 1,300 airport lounges worldwide for you and a guest, including Plaza Premium, Priority Pass, Delta Sky Club® lounges when flying Delta, and more through the American Express® Global Lounge Collection™. At American Express® Centurion Lounges, you’ll get access for you plus two guests.
Hotel Benefits: You’ll get Gold Elite Status with both Hilton Honors and Marriott Bonvoy®, plus access to Fine Hotels + Resorts, offering daily breakfast for two, late checkout, and on-property credits.
NEXUS Credit: You’ll get up to $100 in statement credits every four years for your NEXUS application or renewal fee, making cross-border travel faster and easier.
Elite Car Rental Status: Enjoy complimentary status with Avis, Hertz, and National, giving you upgrades and priority service.
Membership Rewards® Points: You’ll earn valuable Membership Rewards® points per dollar on all your purchases. Points can be transferred to top airline and hotel partners like Aeroplan®, Flying Blue, Marriott Bonvoy®, and Hilton Honors for nearly free travel.
American Express® Benefits: You’ll also enjoy access to American Express® Offers and Front of the Line® for presale tickets.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the American Express® Platinum Rewards Card, you’ll get premium travel insurance and purchase coverage, including:
- Travel Medical Insurance: Up to $5,000,000 for the first 15 days if you’re under 65.
- Trip Cancellation: Up to $2,500 per person and $5,000 total per trip.
- Trip Interruption: Up to $2,500 per person and $6,000 total per trip.
- Common Carrier Travel Accident Insurance: Up to $500,000.
- Flight Delays: Up to $1,000 total per trip if your flight is delayed more than 4 hours.
- Delayed or Lost/Stolen Baggage: Up to $1,000 total per trip if your baggage is delayed for 6 hours or more.
- Auto Rental Collision/Loss Damage Insurance: Comprehensive coverage for vehicles up to $85,000 MSRP.
- Hotel/Motel Burglary: Up to $1,000 per occurrence.
You’ll also get valuable purchase protection when you pay with your American Express® Platinum Rewards Card:
- Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers items for 90 days.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
American Express® Membership Rewards® points are the most valuable points in Canada. At Adventures With Points (AWP), we value them at 2.2 cents per point because there are so many ways to earn and redeem them for nearly free travel.
You’ll earn plenty of Membership Rewards® points with many American Express® cards. You’ll earn them fast with welcome bonuses on cards like the American Express® Platinum Rewards Card and through everyday category multipliers on cards like the American Express® Cobalt Card.
You’ll get the most value by transferring points to top airline and hotel partners like Aeroplan®, Flying Blue, Marriott Bonvoy®, and Hilton Honors to book nearly free travel.
Whether you’re visiting family in Canada or planning a luxury vacation in Europe, Membership Rewards® points will take you there for far less.
American Express® Membership Rewards® Cards
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Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
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Welcome Points: 40,000
Welcome Value: $1,300
Annual Fee: $199
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Welcome Points: 15,000
Welcome Value: $590
Annually Fee: $191.88 ($15.99 Monthly)
