The American Express authorized user bonus points promotion lets you earn bonus points for adding authorized users to your account after meeting a minimum spend.
Many American Express cards don’t charge for a first or even a second authorized card user, so you’re literally getting free just for being a card member.
You can add your spouse, partner, or a teen who’s at least 13 years old as an authorized user, while earning bonus points.
Here’s how to make the most out of this limited-time American Express authorized user bonus points offer that runs until Sep 22, 2026.
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How This American Express Authorized User Bonus Points Offer Works
Multiple Amex cards qualify for this American Express authorized user bonus points offer that ends on Septmeber 22, 2026.
The offer is valid until October 30, 2025, and full details can be found directly on the Amex website.
Membership Rewards Points Bonus Points
American Express authorized user bonus points promotion lets you earn bonus Membership Rewards points with four personal Amex cards.
- Marriott Bonvoy American Express earns 10,000 Marriott Bonvoy points after spending $2,000 in the first three months for each card added, up to two supplementary cardholders for free. With a total of 20,000 bonus points.
- American Express Platinum earns 30,000 Membership Rewards points after spending $6,000 in the first three months for each card added, up to two supplementary cardholders. With a total of 60,000 bonus points. Keep in mind that there is a $250 annual fee for each supplementary card. However, they get premium Platinum benefits like lounge access.
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My Experience
I decided to take advantage of the Amex authorized user bonus in October 2025 by adding both my spouse and my teen as authorized users to my Amex Cobalt Card.
They use their card for everyday expenses like food and gas, so reaching the $2,000 spending in 3 months is easy. Unlocking 2 X 10,000 bonus points, which I value at about $400 in travel rewards, has been easy and truly rewarding.
My Experience
I decided to take advantage of the Amex authorized user bonus in October 2025 by adding both my spouse and my teen as authorized users to my Amex Cobalt Card.
They use their card for everyday expenses like food and gas, so reaching the $2,000 spending in 3 months is easy. Unlocking 2 X 10,000 bonus points, which I value at about $400 in travel rewards, has been easy and truly rewarding.
Before you add an authorized user, keep a few things in mind:
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Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
How to Add an Authorized User
Adding an authorized user with the Amex authorized user bonus in October 2025 is quick and straightforward.
- Visit the Amex additional card page.
- Select your card.
- Click “Add a Card”
- Enter your authorized user’s details and submit your request.
Once the supplementary card arrives, make sure you meet the spending requirement within the three-month window to trigger the bonus. Get more tips on meeting the minimum spending requirement here.
Check out the complete guide to American Express authorized users in Canada here.
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A common myth is that being an authorized user prevents you from applying for the same card later or earning a welcome bonus. This is not true.
Being an authorized user does not affect your ability to get approved for your own card or to collect the full welcome bonus in the future.
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Bottom Line
Adding an authorized user to your Amex account is one of the easiest ways to collect extra points outside of a new card sign-up bonus. With this offer running until October 30, 2025, now is the best time to take advantage of this offer.
The Amex Cobalt Card stands out with no annual fee for up to two supplementary cards and unbeatable everyday earn rates. Adding an authorized user to your Amex Platinum Card will allow you to earn 30,000 bonus points per added user in addition to their lounge access.
If you have a trusted family member, it is worth adding them to your account before the deadline. Be sure you have a plan to meet the minimum spend and that you are comfortable being responsible for all charges.
