RBC ION Visa Card
Best no-fee RBC Avion rewards card.
Terms & Conditions apply
Welcome Points: Elevated 11,000
Welcome Value: $220
Annual Fee: No Fee
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
The RBC ION Visa card is an entry-level rewards card with no annual fee.
If you’re a student, a newcomer to Canada, or want a simple way to earn points on your everyday spending, the RBC ION Visa card can be a good fit.
You’ll earn Avion points on everything, with 1.5x points per dollar on groceries, gas, rideshare, and streaming in Canada. Plus, you’ll earn 20% more points at Petro-Canada.
You’ll want this Visa alongside your Avion Elite card, like the RBC Avion Visa Infinite, to access travel partners like British Airways and WestJet for nearly free travel.
Card Welcome Offer
For a limited time, the RBC ION Visa has an elevated 11,000 Avion points welcome offer.
- You’ll earn 4,000 Avion points upon approval..
- Then you’ll earn 7,000 more Avion points when you spend $500 in the first three months.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Avion points at 2 cents per point. This is assuming you can transfer these to an Avion Elite card, like the RBC Avion Visa Infinite
The elevated 11,000 Avion points welcome bonus on the RBC ION Visa card is worth about $220 in the first year.
RBC ION Visa Card
Best no-fee RBC Avion rewards card.
Welcome Points: Elevated 11,000
Welcome Value: $220
Annual Fee: No Fee
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Card Annual Fee
The RBC ION Visa card is the only Avion rewards card in Canada with no fee, making it a great way to start earning Avion points without any extra cost.
You can keep it year after year at no cost while earning Avion points on every purchase.
Authorized users can also be added for free, and their spending contributes toward earning more Avion points.
Card Annual Value
The RBC ION Visa card adds value by earning Avion points on every purchase with no annual fee.
The ongoing value is modest for experienced points users, but it’s a useful card to keep long-term to help build and maintain your credit history.
Card Rewards Earning
With the RBC ION Visa card, you’ll earn:
- 1.5 Avion points per dollar on groceries, gas and EV charging, rideshare and transit, streaming, digital gaming, and subscriptions. This is a strong earning rate for everyday spending. Which is a stronger earning rate for everyday spending than RBC Elite cards like the RBC Avion Visa Infinite.
- 1 Avion point per dollar on everything else. This is average for a no-fee card.
By using the ION for everyday purchases and then transferring those points to your RBC Avion Visa Infinite account, you’ve essentially “supercharged” your path to travel rewards.
AWP TIP
Card Benefits
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the RBC ION Visa card, you’ll receive very limited insurance coverage, which is expected for a no-fee entry-level card.
- Purchase Security: Covers eligible items against loss, theft, or damage for up to 90 days from the date of purchase.
- Extended Warranty Insurance: Doubles the original manufacturer’s warranty for up to one additional year on eligible items.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
American Express® Membership Rewards® Cards
Welcome Points: 40,000
Welcome Value: $1,300
Annual Fee: $199
Welcome Points: 15,000
Welcome Value: $590
Annually Fee: $191.88 ($15.99 Monthly)
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
The AWP Community
Get more tips & ideas for travelling with points.
Join the AWP community to get guidance, updates, and practical tips on using points for travel.
