Transferable points are the most valuable travel rewards currency in Canada.
You can collect them through credit card welcome bonuses and everyday multipliers like dining and groceries. Having multiple cards adds more ways to build your balance.
They give you the flexibility to move points to many airline and hotel programs.
This flexibility brings more value and options. Unlocking premium flights, high-value hotels, and better benefit than fixed points or cash back.
The AWP Newsletter
Fuel your adventures with points
Signup to get expert guidance and the latest Canadian points and miles tips. Learn how easy it is to travel more for nearly free.
The AWP Newsletter
Fuel your adventures with points
Signup to get expert guidance and the latest Canadian points and miles tips. Learn how easy it is to travel more for nearly free.
What Are Transferable Points
Transferable points are credit card rewards that work like a flexible currency.
You earn them with your card, then convert them into airline miles or hotel points when you are ready to book.
The strength is flexibility. If one program is too expensive or has no space, you can move your points to another.
For example, Aeroplan® covers many Canadian direct routes. But Flying Blue can offer better options, such as Toronto to London on Virgin Atlantic for 25,000 miles.
AWP TIP
Flying Blue runs Monthly Promo Rewards that discount select Air France and KLM routes.
These promotions can cut flight costs by 20% to 50%, letting you travel more for less.
Top Offers
Wondering which credit card to get next?
Check some of the best credit card offers in Canada.
Top Offers
Wondering which credit card to get next?
Check some of the best credit card offers in Canada.
Why They Matter
Flexibility is the key! You are not locked into one credit card, airline or hotel program. This gives you access to more routes and more hotel rooms to choose from.
Direct bookings with airlines and hotels often require fewer points. They can also unlock perks like upgrades and better change rules.
Transfer bonuses make this even stronger, stretching balances for flights and hotel stays.
Points Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it is for Canadians to earn points. Choose the best credit cards and programs. Make your first redemption for almost free travel.
Points Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it is for Canadians to earn points. Choose the best credit cards and programs. Make your first redemption for almost free travel.
Most Valuable Program
The strongest transferable program in Canada is American Express Membership Rewards®.
We flew business class to Paris on Air France with a Flying Blue Promo Reward.
It was 45,000 Flying Blue miles, just 60,000 Amex MR® points each, instead of starting at 70,000 plus with a Star Alliance Aeroplan® partner.
Stretching fewer points made a lie-flat seat to Paris possible.
Points Valuation in 2025
Wondering how much travel points are worth?
Not all points have the same value. We will help you sort it out and get the most value in Canada.
Points Valuation in 2025
Wondering how much travel points are worth?
Not all points have the same value. We will help you sort it out and get the most value in Canada.
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2.00 ¢
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0.70 ¢
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1.00 ¢
Bottom Line
Transferable points are the most valuable travel rewards currency in Canada.
They are easier to collect with multiple cards, large welcome bonuses, and strong category multipliers.
They deliver better value and more options, unlocking perks that fixed credit card points cannot match.
American Express Membership Rewards® is the leading transferable program, turning points into premium flights and high-value hotel stays worldwide.
