These are the best credit cards for earning hotel points in Canada if you want nearly free stays.
If you want nearly free hotel stays, the Marriott Bonvoy® American Express® Card and the Marriott Bonvoy® Business American Express® Card are an easy choice.
You’ll earn plenty of Marriott Bonvoy® points from the welcome bonus and from maximizing your credit card spending. You’ll also earn Free Night Awards and elite night credits that get you closer to status and more enjoyable stays.
American Express® Membership Rewards® cards are often the best way to earn even more points towards hotels.
This is because you can earn more points from welcome offers and on everything you buy. You can then transfer them to Marriott Bonvoy® and Hilton Honors.lus, sometimes the transfers come with a bonus.
Here’re our hand-picked picks for the best hotel credit cards for earning points for nearly free stay for February 2026.
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Best cards by program
The American Express® Platinum Card and the American Express® Business Platinum Card also give you Gold status with Marriott Bonvoy® and Hilton Honors. You’ll get more comfort with upgrades, breakfast benefits, and late checkout.
It’s easy to see why Marriott Bonvoy® and Hilton Honors are our favourite hotel programs. They’re the largest and offer the most ways to earn points and status with credit cards in Canada.
These hotel cards pair well with your best airline credit cards and help you enjoy nearly free travel more often.
Here’s our hand-picked list of the best hotel credit cards in Canada for February 2026.
Best reward cards
Best Marriott Bonvoy® Card
Marriott Bonvoy® American Express® Card
Terms & Conditions apply
- The Marriott Bonvoy® American Express® Card is the best card in Canada for Marriott Bonvoy® loyalists. You’ll get a strong welcome bonus and earn Marriott Bonvoy® points on every purchase, with the best earning rates when paying at Marriott properties.
- You’ll also get great Marriott Bonvoy® benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: 50,000
Welcome Value: $650
Annual Fee: $120
Best Business Marriott Bonvoy® Card
Marriott Bonvoy® Business American Express® Card
Terms & Conditions apply
- The Marriott Bonvoy® Business American Express® Card is the best card in Canada for small business owners who are Marriott Bonvoy® loyalists. You’ll get a strong welcome bonus and earn Marriott Bonvoy® points on every purchase, with the best earning rates when paying at Marriott properties.
- You’ll also get great Marriott Bonvoy® benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: 60,000
Welcome Value: $750
Annual Fee: $150
Best Luxury Travel Card
American Express® Platinum Card
Terms & Conditions apply
- The American Express® Platinum Rewards Card is the best card for Membership Rewards® collectors who value luxury travel experiences. It comes with a generous welcome bonus, strong earning power and outstanding travel benefits.
- Points transfer to Marriott Bonvoy® and Hilton Honors almost instantly, and sometimes there’s a transfer bonus.
- You’ll also get Gold Elite Status with Hilton Honors and Marriott Bonvoy®, giving you more comfort with upgrades, breakfast benefits, and late checkout.
Welcome Points: 110,000
Welcome Value: $4,960
Annual Fee: $799
Best Luxury Business Travel Card
American Express® Business Platinum Card
Terms & Conditions apply
- The American Express® Business Platinum Card is the best luxury travel card for small business owners who value flexible Membership Rewards® points. It comes with a generous welcome bonus, strong earning power and useful travel benefits.
- Points transfer to Marriott Bonvoy® and Hilton Honors almost instantly, and sometimes there’s a transfer bonus.
- You’ll also get Gold Elite Status with Hilton Honors and Marriott Bonvoy®, giving you more comfort with upgrades, breakfast benefits, and late checkout.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
New to Points? Start Here
From points newbie to booking your first trip
Learn everything you need to know to start using credit cards, points, and travel loyalty programs. Make your first redemption with points for nearly free travel.
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Get more tips & ideas for travelling with points.
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