The right rewards credit cards give you plenty of value in Canada when you want to earn more points on the purchases you make most often.
You’ll earn plenty of valuable points from welcome bonuses and from maximizing your daily spending on groceries, dining, gas, transit, and the purchases you already make.
You’ll also get the flexibility to redeem those points for the travel you want, whether that’s flights, hotels, or full trips. Too many people collect points for years without realizing they aren’t getting the best value from their spending.
The cards in this list change that by letting earn lots of points on where Candaina spends the most.
Best cards by program
The AWP Newsletter
Fuel your adventures with points
Sign up to get your free guide. Get our newsletter with credit cards and points tips. See how easy it is to travel for nearly free.
The AWP Newsletter
Fuel your adventures with points
Sign up to get your free guide. Get our newsletter with credit cards and points tips. See how easy it is to travel for nearly free.
You’ll find options that help you save money and enjoy nearly free travel. These cards fit different lifestyles and make it simple to earn plenty of valuable points from everyday spending.
If you’re just starting out or already deep into points, pairing the American Express® Cobalt® Card with an Aeroplan® Visa Infinite card gives you the best earnings opportunties across almost every purchase.
Best reward cards
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Best Mid-Tier Aeroplan® Card
TD® Aeroplan® Visa* Infinite Card
Terms & Conditions apply
- The TD® Aeroplan® Visa* Infinite Card is the best mid-tier Aeroplan® Visa* for collectors who want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8 and solid travel insurance.
Welcome Points: 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
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Best Mid-Tier Aeroplan®
CIBC Aeroplan® Visa* Infinite Card
Terms & Conditions apply
- The CIBC Aeroplan® Visa* Infinite Card is the best mid-tier Aeroplan® Visa* for collectors who bank with CIBC and want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8 and solid travel insurance.
Welcome Points: 50,000
Welcome Value: $1,919
Annual Fee:$139. 1st Year Rebate
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Best Everyday Card
American Express® Cobalt Card
Terms & Conditions apply
- The American Express® Cobalt Card is the best in Canada for collectors who want to earn flexible Membership Rewards® points from everyday spending.
- You’ll earn an unmatched 5x points per dollar on eats and drinks, plus useful travel and purchase insurance.
- Points transfer to Marriott Bonvoy®, Hilton Honors, Aeroplan®, Flying Blueand other airlines. Sometimes there’s a transfer bonus.
Welcome Points: 15,000
Welcome Value: $590
Annually Fee: $191.88 ($15.99 Monthly)
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it's for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it's for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
