Best Aeroplan Credit Cards in Canada for March 2026

What to Look for in the Best Aeroplan Cards

When choosing an Aeroplan credit card, consider three aspects: the welcome bonus, the annual fee, and the Air Canada benefits that matter to you.

Aeroplan Credit Card Welcome Offers

The welcome bonus is your opportunity to earn a lot of Aeroplan points quickly.

Mid-tier cards, like the TD Aeroplan Visa Infinite, typically offer a substantial bonus of 40,000 to 50,000 points. That's enough Aeroplan points to redeem for two round trips to the Caribbean. It's also almost enough points for a round trip in Economy to Europe.

Premium cards like the TD Aeroplan Visa Infinite Privilege or the Amex Aeroplan Reserve come with a much more generous welcome offer. It's often around 85,000 to 100,000 Aeroplan points, though they require a higher minimum spend.

The bonus and minimum spend earn enough for a Business Class flight to Europe or Asia.

Opening a premium credit card is typically the fastest and cheapest way to get there with Aeroplan. Especially if you need a lot of points fast or want to experience a Business Class flight.

Aeroplan Credit Card Earning Rates

The best Aeroplan credit cards in Canada all earn at least 1 point for every $1 spent on your purchases.

Mid-tier cards like the TD Aeroplan Visa Infinite also earn 1.5 points per $1 on gas, groceries, and Air Canada purchases.

Premium cards like the TD Aeroplan Visa Infinite Privilege and Amex Aeroplan Reserve step up earning to 1.25 Aeroplan points on everything. Consider one of these two cards if you want to earn more Aeroplan points on every purchase.

The TD Aeroplan Visa Infinite Privilege earns 1.5 Aeroplan points per $1 on gas, groceries, travel, transit, and dining. Plus, 2 Aeroplan points per $1 on Air Canada. If you use these categories a lot, the higher rates will help you rack up Aeroplan points faster.

The Amex Aeroplan Reserve stands out with higher earn rates on dining and food delivery with an earn rate of 2 Aeroplan points per $1. It also leads on Air Canada purchases with 3 Aeroplan points per $1. You should consider the Amex Aeroplan Reserve if you spend a lot on dining and food delivery. As well as if you fly often with Air Canada for work or leisure.

Air Canada and Aeroplan Credit Card Benefits

Air Canada benefits are a major reason to choose the best Aeroplan credit cards in Canada over a general travel card. These perks can save you hundreds of dollars in fees and significantly improve your airport experience.

Mid-tier cards like the TD Aeroplan Visa Infinite give you great Air Canada benefits when it comes to checked bags and travel insurance.

You get a free checked bag for you plus eight people traveling with you on Air Canada. You also get preferred Aeroplan award pricing on Air Canada flights.

Premium cards like the TD Aeroplan Visa Infinite Privilege and Amex Aeroplan Reserve offer a true VIP travel experience.

You get unlimited access to Maple Leaf Lounges and Air Canada Café in North America for yourself and a guest. Plus, priority check-in, priority Zone 2 boarding, and priority baggage handling.

The TD Aeroplan Visa Infinite Privilege also adds six Visa Airport Companion passes per year. It's super valuable if you're travelling even just a couple of times a year.

While the Amex Aeroplan Reserve also offers access to the Priority Security Lane at Pearson. This great benefit is also available with the Amex Platinum.

These cards also help you reach Aeroplan Elite Status faster. You don't even have to be a frequent flyer to earn 25K status with Aeroplan credit cards.