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TD® Aeroplan® Visa* Business Card
Best Mid-Tier Business Aeroplan® Card
Terms & Conditions apply
- The TD® Aeroplan® Visa* Business Card is the best mid-tier Aeroplan® Visa* for small business owners who want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag and solid travel insurance.
Welcome Points: 60,000
Welcome Value: $1,980
Annual Fee: $149
The TD® Aeroplan® Visa* Business Card is a mid-tier Aeroplan® Visa* for small business owners who want broader acceptance.
You can use this Visa* alongside your American Express® for places where Amex® is not accepted.
You’ll earn Aeroplan® points on business spending and get a valuable welcome bonus.
You’ll get a free checked bag for you and up to eight companions and excellent travel insurance.
Card Welcome Offer
New cardholders can earn up to 60,000 bonus Aeroplan® points with the TD® Aeroplan® Visa* Business Card.
- You’ll earn 10,000 Aeroplan® points after your first purchase.
- Then earn 30,000 Aeroplan® points by earning 2,500 points each month when you spend $2,500 or more per month for the first 12 months.
- Plus, earn up to 20,000 Aeroplan® points when you set up new regularly recurring bill payments.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $1,980 in value in the first year with the TD® Aeroplan® Visa* Business Card.
- The 60,000 welcome bonus points are worth $1,200.
- You’ll get a $100 NEXUS statement credit to speed through security and skip lineups.
- You’ll also get a free checked bag on Air Canada flights for you and up to eight companions. Even with two round trips for two people, that is about $280 in savings.
- Plus excellent travel insurance, worth about $400.
TD® Aeroplan® Visa* Business Card
Best Mid-Tier Business Aeroplan® Card
Welcome Points: 60,000
Welcome Value: $1,980
Annual Fee: $149
Card Annual Fee
The TD® Aeroplan® Visa* Business Card has a $149 annual fee. That is standard for a mid-tier airline credit card.
The value is easily outweighed by the free checked bag on Air Canada flights alone.
Authorized users pay $75 per card. They get their own free checked bag on Air Canada flights for them and up to eight companions on the same reservation.
Plus, their spending counts toward your Aeroplan® points.
Card Annual Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $705 in annual value from the TD® Aeroplan® Visa* Business Card.
- You’ll get a $100 NEXUS statement credit every four years. That is $25 per year in value.
- You’ll get a free checked bag on Air Canada flights for you and up to eight companions. With two round trips for two people, that is about $280 per year in savings.
- You’ll also get excellent travel insurance, worth about $400 per year.
Card Rewards Earning
With the TD® Aeroplan® Visa* Business Card, you’ll earn:
- 2 Aeroplan® points per dollar spent on eligible Air Canada purchases. That’s an excellent earning rate.
- 1.5 Aeroplan® points per dollar spent on travel, transit, dining, electric vehicle charging and select business categories. That’s a solid earning rate.
- 1 Aeroplan® point per dollar spent on everything else.
AWP TIP
The annual fee may be tax-deductible when the TD® Aeroplan® Visa* Business Card is used for business purposes.
Card Benefits
With the TD® Aeroplan® Visa* Business Card, you’ll enjoy valuable travel and Air Canada benefits, including:
Free First Checked Bag on Air Canada Flights: You plus up to eight companions on the same reservation get your first checked bag free. If you’re travelling as a family, this benefit alone can save hundreds each year. You don’t need to pay for the ticket with the card to get this benefit.
NEXUS Credit: You get up to $100 statement credit every four years for your NEXUS application fee. NEXUS makes cross-border travel between Canada and the U.S. faster and easier.
Preferred Pricing on Aeroplan® Reward Flights: You’ll get discounts on Air Canada Aeroplan® redemptions that aren’t available to other members.
Maple Leaf Lounges: You’ll get a one-time Lounge guest pass in Canada and the U.S for every $10,000 in purchases charged to the Primary Business Cardholder account each year. Up to 4 Guest Passes annually.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the TD® Aeroplan® Visa* Business Card, you’ll get excellent travel insurance coverage, including:
- Travel Medical Insurance: Up to $2,000,000 for the first 15 days if you’re under 64, or 4 days if you’re 65 or older.
- Trip Cancellation: Up to $1,500 per person and $5,000 total per trip.
- Trip Interruption: Up to $5,000 per person and $25,000 total per trip.
- Common Carrier Travel Accident Insurance: Up to $500,000.
- Flight Delays: Up to $500 if your flight is delayed more than 4 hours.
- Delayed or Lost/Stolen Baggage: Up to $1,000 per person for essential purchases if your baggage is delayed for 6 hours or more.
- Auto Rental Collision/Loss Damage Insurance: Comprehensive coverage for vehicles up to $65,000 MSRP.
- Hotel/Motel Burglary: Up to $2,500 per occurrence.
You’ll also get valuable purchase protection when you pay with your TD® Aeroplan® Visa* Business Card:
- Extended Warranty:Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers items for 90 days.
- Mobile Device Insurance: Up to $1,000 of coverage for one year in case of theft, loss, or damage.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
Aeroplan® is the most versatile and rewarding frequent flyer program in Canada for personal travel and small business owners alike.
With plenty of partners, it’s easy to earn and redeem Aeroplan® points wherever you want to travel.
You can earn Aeroplan® points faster with a great lineup of Aeroplan® credit cards. Plus, American Express® Membership Rewards® points transfer to Aeroplan® at a 1:1 ratio.
You can redeem Aeroplan® points for flights with Air Canada and its 48 partner airlines, including all Star Alliance members. Taking you to almost any part of the world you want to visit.
Aeroplan® Business Credit Cards
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Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
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Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
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