Want to travel more while spending less? Credit cards are the most powerful tool for earning travel points in Canada.
With the best welcome offers and everyday cards, you can collect valuable points and redeem them for trips at a fraction of the cash price.
This guide will show you how to collect the most points in Canada without overspending.


The AWP Newsletter
Fuel your adventures with points
Signup to get expert guidance and the latest Canadian points and miles tips. Learn how easy it is to travel more for nearly free.

The AWP Newsletter
Fuel your adventures with points
Signup to get expert guidance and the latest Canadian points and miles tips. Learn how easy it is to travel more for nearly free.
Explore our favorite points cards
Earn Welcome Bonuses
Welcome bonuses offer the largest number of points in the shortest time. Many cards offer large bonuses after meeting a minimum spend.
Welcome bonuses have been our biggest driver. A few well-timed offers covered flights, hotels, and entire trips.

Top Offers
Wondering which credit card to get next?
Check some of the best credit card offers in Canada.

Top Offers
Wondering which credit card to get next?
Check some of the best credit card offers in Canada.

AWP TIP
Plan card applications around large expenses like insurance, travel, or home renovation.
This helps you earn the bonus without overspending.
Use Cards Strategically
We collect points with strategy, not by spending more. A few habit changes made it rewarding.
We put all of our spending on rewards cards and always use the one with the highest earn rate for each purchase.
Strategic Spending
What card should I use?
Start with the card offering a new welcome offer.
After that, use the card with the highest multiplier for each category.

Best Everyday Cards
You cannot always chase a welcome offer.
The key is carrying the best everyday cards, like the Amex Cobalt® and an Aeroplan® Visa.
Collect More Points
Great ways to easily collect more points:
I added my spouse as an authorized user on the Amex Platinum® during a promotion and earned 30,000 points.
For a $250 annual fee, he gained unlimited lounge access for himself plus a guest. Benefits worth far more than the cost.
Points Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it is for Canadians to earn points. Choose the best credit cards and programs. Make your first redemption for almost free travel.


Points Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it is for Canadians to earn points. Choose the best credit cards and programs. Make your first redemption for almost free travel.
Bottom Line
Maximizing credit card points does not require a big budget. With the right cards and smart habits, you can collect points faster without overspending.
Start today and grab the best welcome offer. Use the cards that give the most value for daily spending. Follow these strategies to maximize your rewards.