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Marriott Bonvoy® American Express® Card
Best Marriott Bonvoy® Card
The Marriott Bonvoy® American Express® Card is the best card in Canada for Marriott Bonvoy® loyalists.
You’ll get a strong welcome bonus and earn Marriott Bonvoy® points on every purchase, with the best earning rates when paying at Marriott properties.
You’ll also get great benefits like nights toward elite status and an annual Free Night Award.
Welcome Points: 50,000
Welcome Value: $650
Annual Fee: $120
The Marriott Bonvoy® American Express® Card is our top pick for Marriott Bonvoy® loyalists.
This is the card you’ll want in your wallet if you want more free nights at Marriott hotels.
You’ll get a strong welcome bonus and earn Marriott Bonvoy® points on every purchase, with the best earning rates when paying at Marriott properties.
You’ll also receive an annual Free Night Award after your first anniversary to use at more than 8,000 hotels worldwide. This valuable benefit alone makes the card worth keeping.
You’ll also receive 15 nights toward elite status every year, helping you reach higher tiers faster and enjoy enhanced benefits.

Card Welcome Offer
New cardholders can earn 50,000 Marriott Bonvoy® points with the Marriott Bonvoy® American Express® Card.
- You’ll earn 50,000 Marriott Bonvoy® points after spending $1,500 in the first 3 months.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Marriott Bonvoy® points at 1 cent per point.
You’ll get about $650 in value in the first year with the Marriott Bonvoy® American Express® Card.
- The 50,000 welcome bonus points are worth $500.
- Plus solid travel and purchase insurance, worth about $150.
Marriott Bonvoy® American Express® Card
Best Marriott Bonvoy® Card
Card Annual Fee
The Marriott Bonvoy® American Express® Card has a $120 annual fee, which is standard for a mid-tier hotel rewards card.
The value is easily offset by the annual Free Night Award you’ll receive after your first anniversary. This benefit alone is worth far more than the annual fee.
There’s no fee rebate for the first year, but the welcome offer and ongoing value make it well worth gettign and keeping this card.
Authorized users pay $50 per card, helping you earn Marriott Bonvoy® points faster on combined spending.
Card Annual Value
At Adventures With Points (AWP), we value Marriott Bonvoy® points at 1 cent per point.
You’ll get at least $500 in annual value from the Marriott Bonvoy® American Express® Card.
- You’ll receive an annual Free Night Award every year after your card anniversary, worth up to 35,000 points. That’s about $350 in value at Marriott hotels.
- Plus solid travel and purchase insurance, worth about $150.

Card Rewards Earning
With the Marriott Bonvoy® American Express® Card, you’ll earn:
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5 Marriott Bonvoy® points per dollar spent at Marriott Bonvoy® hotels. That’s an excellent rate for frequent Marriott guests.
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2 Marriott Bonvoy® points per dollar spent on all other purchases.
It’s best used for Marriott hotel stays and when you want to keep earning points toward free nights.
AWP TIP
To maximize nearly free stays, especially for families, consider each spouse holding their own Marriott Bonvoy® American Express® Card.
You’ll double up on welcome bonuses and earn two Free Night Awards each year.
For even more value, add the Marriott Bonvoy® Business American Express® Card to get another annual Free Night Award.
If you plan to use all certificates for the same stay, time your applications around the same month. If you prefer to spread them across the year, apply at different times.
Card Benefits
With the Marriott Bonvoy® American Express® Card, you’ll enjoy valuable hotel benefits that make it easier to get nearly free nights at Marriott.
Free Night Award: You’ll get one Free Night Award every year after your card anniversary, worth up to 35,000 points. You can top it up with up to 15,000 points to redeem for a room worth up to 50,000 points per night. Used well, this benefit alone easily covers more than the annual fee.
15 Elite Night Credits: You’ll receive 15 Elite Night Credits each year. This gives you a head start toward higher Marriott Bonvoy® Elite Status levels, helping you qualify for more benefits sooner.
Marriott Bonvoy® Earning Power: You’ll earn 5 Marriott Bonvoy® points per dollar spent at Marriott Bonvoy® hotels and 2 points per dollar on everything else.
American Express® Benefits: You’ll also enjoy access to American Express® Offers and Front of the Line® for presale tickets.
Beginner’s Guide
From points newbie to booking your first trip.

Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the Marriott Bonvoy® American Express® Card, you’ll get solid insurance coverage for travel and purchases, including:
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Flight Delay: Up to $500 if your flight is delayed more than 4 hours.
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Baggage Delay: Up to $500 for essential purchases if your checked baggage is delayed 6 hours or more.
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Lost or Stolen Baggage: Up to $500 per trip if your checked or carry-on baggage is lost, stolen, or damaged while in transit.
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Hotel Burglary: Up to $500 per occurrence if your hotel room is burglarized and the stay was charged to your Card.
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Travel Accident: Up to $500,000 for accidental death or dismemberment while travelling on a common carrier when you charge your ticket to your Card.
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Car Rental Theft and Damage: Comprehensive coverage for theft, loss, or damage of rental cars with an MSRP up to $85,000 when you pay with your Card and decline the rental agency’s coverage.
You’ll also get valuable purchase protection when you pay with your Marriott Bonvoy® American Express® Card:
- Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers eligible items for 90 days from purchase against theft or accidental damage, up to $1,000 per occurrence.
This card does not include Emergency Medical, Trip Cancellation, or Trip Interruption insurance.
Please review the card’s Certificate of Insurance for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
Marriott Bonvoy® is one of our favourite hotel rewards programs in Canada because it’s flexible, valuable, and easy to use worldwide.
With over 8,000 properties across 30 brands, it’s simple to earn and redeem Marriott Bonvoy® points wherever you travel.
You can earn an annual Free Night Award and more points faster with the Marriott Bonvoy® American Express® Card and the Marriott Bonvoy® Business American Express® Card.
Plus, American Express® Membership Rewards® points transfer to Marriott Bonvoy® at a 1:1.2 ratio.
You can redeem Marriott Bonvoy® points for nearly free hotel nights at thousands of properties worldwide. You’ll also get the 5th night free when you book five consecutive nights on points, making your stays even more rewarding.
Marriott Bonvoy® American Express® Credit Cards
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Best Marriott Bonvoy® Card
$500 Annual Value
Annual Fee: $120
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Best Business Marriott Bonvoy® Card
$500 Annual Value
Annual Fee: $150







