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CIBC Aeroplan® Visa* Card
No Fee Aeroplan® Card
Terms & Conditions apply
- The CIBC Aeroplan® Visa* Card is a no-fee entry-level Aeroplan® Visa* with broader acceptance.
- You’ll earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
Welcome Points: 10,000
Welcome Value: $200
Annual Fee: No Fee
The CIBC Aeroplan® Visa* Card is an entry-level Aeroplan® with no annual fee.
If you’re new to Canada, a student, or don’t meet the family income requirements for higher-tier Aeroplan® cards, the CIBC Aeroplan® Visa* Card might be for you.
You’ll want this Visa* alongside your American Express® when you need broader acceptance.
You’ll earn Aeroplan points wherever you shop. You’ll also get preferred pricing on Air Canada Aeroplan® reward flights.
Card Welcome Offer
New cardholders can earn up to 10,000 bonus Aeroplan® points with the CIBC Aeroplan® Visa* Card.
- You’ll earn 2,500 Aeroplan® points after your first purchase.
- Then earn 2,500 more Aeroplan® points after spending $1,500 in the first 4 months.
- Plus, earn another 5,000 Aeroplan® points after card anniversary and spending $10,000 in the first 12 months.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
The 10,000 Aeroplan® points welcome bonus on the CIBC Aeroplan® Visa* Card is worth about $200 in the first year.
CIBC Aeroplan® Visa* Card
No Fee Aeroplan® Card
Welcome Points: 10,000
Welcome Value: $200
Annual Fee: No Fee
Card Annual Fee
The CIBC Aeroplan® Visa* Card is the only Aeroplan® card in Canada with no fee, making it one of the most accessible ways to earn Aeroplan® points.
You can keep it year after year at no cost while earning Aeroplan® points on every purchase.
Authorized users can be added for free, and their spending helps you earn even more Aeroplan® points.
Card Annual Value
The CIBC Aeroplan® Visa* Card adds value by earning Aeroplan® points on every purchase. It’s also the only Aeroplan® card in Canada with no fee.
The ongoing value is limited, but if this is your oldest card, keep it to maintain your credit history.
We at Adventures With Points recommend the TD® Aeroplan® Visa* Infinite Card instead, even if you’re just starting. One Air Canada round-trip with a checked bag beats anything this card delivers.
Card Rewards Earning
With the CIBC Aeroplan® Visa* Card, you’ll earn:
- 1 Aeroplan® point per dollar spent on gas, groceries, and Air Canada® purchases. That’s a solid earning rate.
- 1 Aeroplan® point per 1.5 dollars spent on everything else. That’s fairly low.
AWP TIP
You can use your CIBC Aeroplan® Visa* Card at Costco and earn Aeroplan® points.
Simply pre-purchase a digital Costco Shop Card online or in the app and pay with your Visa* card.
Then use the Costco Shop Card in-store since Visa* and American Express® are not accepted. It is usually instant, but it can take up to 24 hours.
Card Benefits
With the CIBC Aeroplan® Visa* Card, you earn Aeroplan® points on every purchase with no annual fee.
Insurance: You’ll get minimal travel insurance and purchase protection.
Preferred Pricing on Aeroplan® Reward Flights: You’ll get discounts on Air Canada Aeroplan® redemptions that aren’t available to other members.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the CIBC Aeroplan® Visa* Card, you’ll receive limited travel insurance benefits, including:
- Common Carrier Travel Accident Insurance: Up to $500,000.
- Auto Rental Collision/Loss Damage Insurance: Comprehensive coverage for vehicles up to $65,000 MSRP.
- Purchase Protection: Covers items for 90 days.
Unlike mid-level and premium Aeroplan® Credit Cards, travel coverage on this card is very limited.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility
Best Ways To Earn and Redeem
Aeroplan® is our favourite frequent flyer program in Canada because it’s so versatile and rewarding.
With plenty of partners, it’s easy to earn and redeem Aeroplan® points wherever you want to travel.
You can earn Aeroplan® points faster with a great lineup of Aeroplan® credit cards. Plus, American Express® Membership Rewards® points transfer to Aeroplan® at a 1:1 ratio.
You can redeem Aeroplan® points for flights with Air Canada and its 48 partner airlines, including all Star Alliance members. Taking you to almost any part of the world you want to visit.
Aeroplan® Credit Cards
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Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
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Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
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Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
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Welcome Points: 50,000
Welcome Value: $1,919
Annual Fee:$139. 1st Year Rebate
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Welcome Points: 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
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Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Welcome Points: 15,000
Welcome Value: $389
Annual Fee: $89. 1st Year Rebate
