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CIBC Aeroplan® Visa* Business Card
Best Mid-Tier Business Aeroplan® Card
Terms & Conditions apply
- The CIBC Aeroplan® Visa* Business Card is a mid-tier Aeroplan® Visa* for small business owners who bank with CIBC and want broader acceptance.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag and solid travel insurance.
Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
The CIBC Aeroplan® Visa* Business Card is a mid-tier Aeroplan® Visa* for small business owners who want broader acceptance.
This is the Visa* you’ll want alongside your American Express® if you’re serious about travel rewards.
You’ll get a high welcome bonus with a reasonable annual fee. You’ll also earn Aeroplan® points wherever you shop.
Plus you’ll enjoy a free checked bag for you and up to eight companions.
Card Welcome Offer
New cardholders can earn up to 100,000 bonus Aeroplan® points with the CIBC Aeroplan® Visa* Business Card.
- You’ll earn 10,000 Aeroplan® points after your first purchase.
- Then earn 50,000 Aeroplan® points after spending $20,000 in the first 6 months
- Plus, earn another 40,000 Aeroplan® points after card anniversary and spending $40,000 in the first 12 months.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $2,660 in value in the first year with the CIBC Aeroplan® Visa* Business Card
- The 100,000 welcome bonus points are worth $2,000.
- You’ll get a first-year annual fee rebate worth $180.
- You’ll also get a free checked bag on Air Canada flights for you and up to eight companions. Even with two round trips for two people, that is about $280 in savings.
- Plus travel insurance, worth about $200.
CIBC Aeroplan® Visa* Business Card
Best Mid-Tier Business Aeroplan® Card
Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
Card Annual Fee
The CIBC Aeroplan® Visa* Business has a $180 annual fee. That’s slightly above average for a mid-tier airline credit card.
The value is easily outweighed by the free checked bag on Air Canada flights alone.
For a limited time, you’ll get a first-year annual fee rebate, which adds even more value.
Authorized users pay $75 per card. They get their own free checked bag on Air Canada flights for them and up to eight companions on the same reservation.
Plus, their spending counts toward your Aeroplan® points.
Card Annual Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $480 in annual value from the CIBC Aeroplan® Visa* Business Card
- You’ll get a free checked bag on Air Canada flights for you and up to eight companions. With two round trips for two people, that is about $280 per year in savings.
- You’ll also get excellent travel insurance, worth about $200 per year.
Card Rewards Earning
With the CIBC Aeroplan® Visa* Business Card, you’ll earn:
- 2 Aeroplan® points per dollar spent on eligible Air Canada purchases. That’s an excellent earning rate.
- 1.5 Aeroplan® points per dollar spent on travel, transportation, dining, shipping, internet & phone. That’s a solid earning rate.
- 1 Aeroplan® point per dollar spent on everything else.
AWP TIP
The annual fee may be tax-deductible when the CIBC Aeroplan® Visa* Business Card is used for business purposes.
Card Benefits
With the CIBC Aeroplan® Visa* Business Card, you’ll enjoy valuable travel and Air Canada benefits, including:
Free First Checked Bag on Air Canada Flights: You plus up to eight companions on the same reservation get your first checked bag free. If you’re travelling as a family, this benefit alone can save hundreds each year. You don’t need to pay for the ticket with the card to get this benefit.
Preferred Pricing on Aeroplan® Reward Flights: You’ll get discounts on Air Canada Aeroplan® redemptions that aren’t available to other members.
Insurance: You’ll get some travel insurance and purchase protection.
Maple Leaf Lounges: You’ll get a one-time Lounge guest pass in Canada and the U.S. for every $10,000 in purchases charged to the Primary Business Cardholder account each year. Up to 4 Guest Passes annually.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the CIBC Aeroplan® Visa* Business Card, you’ll receive some travel insurance benefits, including:
- Trip Cancellation: Up to $1,000 per person and $5,000 total per trip.
- Trip Interruption: Up to $2,000 per person per trip.
- Common Carrier Travel Accident Insurance: Up to $500,000.
- Flight Delays: Up to $500 if your flight is delayed more than 4 hours.
- Delayed or Lost/Stolen Baggage: Up to $500 per person and up to $1,000 per occurrence if your baggage is delayed for 6 hours or more.
- Auto Rental Collision/Loss Damage Insurance: Comprehensive coverage for vehicles up to $85,000 MSRP.
You’ll also get valuable purchase protection when you pay with your CIBC Aeroplan® Visa* Business Card:
- Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers items for 90 days.
Unlike mid-level and premium Aeroplan® Credit Cards, travel coverage on this card doesn’t inclde Travel Medical or Hotel/Motel Burglary Insurance.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
Aeroplan® is the most versatile and rewarding frequent flyer program in Canada for personal travel and small business owners alike.
With plenty of partners, it’s easy to earn and redeem Aeroplan® points wherever you want to travel.
You can earn Aeroplan® points faster with a great lineup of Aeroplan® credit cards. Plus, American Express® Membership Rewards® points transfer to Aeroplan® at a 1:1 ratio.
You can redeem Aeroplan® points for flights with Air Canada and its 48 partner airlines, including all Star Alliance members. Taking you to almost any part of the world you want to visit.
Aeroplan® Business Credit Cards
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Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
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Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
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