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Top credit card offers for earning points in Canada for January 2026.
Best Luxury Travel Card
Welcome Value: $4,960
Welcome Points: 110,000
Annual Fee: $799
Best Luxury Business Travel Card
Welcome Value: $5,100
Welcome Points: 120,000
Annual Fee: $799
Best for occasional lounge access
Welcome Value: $2,410
Welcome Points: 70,000
Annual Fee: $250
Best Everyday Card
Welcome Value: $590
Welcome Points: 15,000
Annually Fee: $191.88 ($15.99 Monthly)
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Not all points are worth the same. See how major travel programs compare for Canadians.
Not all points are worth the same. See how major travel programs compare for Canadians.
Top credit card offers for earning points in Canada for January 2026.
Best Luxury Travel Card
Best Luxury Business Travel Card
American Express® Business Platinum Card
Welcome Value: $5,100
Welcome Points: 120,000
Annual Fee: $799
Best for occasional lounge access
Best Everyday Card
American Express® Cobalt Card
Welcome Value: $590
Welcome Points: 15,000
Annually Fee: $191.88 ($15.99 Monthly)
⚠ Disclaimer: The information in this content may become outdated over time. For the most accurate and up-to-date details, please visit the Apply Now link provided.
Not all points are worth the same. See how major travel programs compare for Canadians.
Not all points are worth the same. See how major travel programs compare for Canadians.

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