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American Express® Business Platinum Card
Best Luxury Business Travel Card
Terms & Conditions apply
- The American Express® Business Platinum Card is the best luxury travel card for small business owners who value flexible Membership Rewards® points.
- You’ll get unlimited airport lounge access, statement credits, complimentary hotels and car rentals Elite status, and premium travel insurance.
- Points transfer to Marriott Bonvoy®, Hilton Honors, Aeroplan®, Flying Blueand other airlines. Sometimes there’s a transfer bonus.
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
The American Express® Business Platinum Card is the best luxury travel card for small business owners who value premium benefits and flexible Membership Rewards® points.
This is the card you’ll want if you travel often for business and appreciate comfort, service, and unlimited access to the best lounges worldwide for you and a guest.
You’ll get a $200 Annual Travel Credit, $200 Annual Dell Credit, $120 in Annual Wireless Credits, $240 in Annual Instacart Credits, and a $100 NEXUS Credit to speed through airport security.
You’ll also enjoy hotel perks with Fine Hotels + Resorts, Gold status with Hilton Honors and Marriott Bonvoy®, and elite car rental status with Avis, Hertz, and National.
Plus, you’ll get premium travel insurance and purchase protection, and access to the Pearson Priority Security Lane.
As a charge card, it doesn’t count toward your American Express® credit card limit, making it a great option even if you already hold other Amex® cards.
You’ll get one of the largest welcome bonuses in Canada and earn valuable Membership Rewards® points on all your purchases. Points can be transferred to top airline and hotel partners like Aeroplan®, Flying Blue, Marriott Bonvoy®, and Hilton Honors for nearly free travel.
You’ll also get access to American Express® Offers and Front of the Line.
Card Welcome Offer
New cardholders can earn up to 120,000 Membership Rewards® points with the American Express® Business Platinum Card
- You’ll earn 80,000 Membership Rewards® points after spending $15,000 in the first 3 months.
- Plus, earn an additional 40,000 Membership Rewards® points after a purchase between 15 and 17 months.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Membership Rewards® points at 2.2 cents per point.
You’ll get about $5,100 in value in the first year with the American Express® Business Platinum Card
- The 120,000 welcome bonus points are worth $2,640.
- You’ll get $200 Annual Travel Credit, toward flights, hotels, or vacation packages booked through American Express Travel.
- You’ll get a $200 Annual Dell Credit, earned as $100 every 6 months, to use toward eligible business purchases.
- You’ll get $120 in Annual Wireless Credits, earned as $10 per month, to save on mobile services.
- You’ll get $240 in Annual Instacart Credits, earned as $20 per month, to save on grocery deliveries.
- You’ll also get a $100 NEXUS statement credit to speed through airport security.
- You’ll also get unlimited lounge access for you plus a guest worldwide, worth $1,000+.
- Plus, comprehensive travel and purchase insurance, worth about $600.
American Express® Business Platinum Card
Best Luxury Business Travel Card
Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
Card Annual Fee
The American Express® Business Platinum Card has a $799 annual fee.
While the annual fee is one of the highest in Canada, it’s also packed with luxury travel and business benefits that can easily outweigh the cost for business owners who value comfort, flexibility, and premium service.
You’ll get a $200 Annual Travel Credit, $200 Annual Dell Credit, $120 in Wireless Credits, $240 in Instacart Credits, and a $100 NEXUS Credit. Together, these are worth nearly the full annual fee before even counting lounge access, hotels and car rentals Elite status and the insurance coverage.
There’s no first-year fee rebate, but one of the largest welcome bonuses in Canada and extensive travel and business benefits make it a strong choice for small business owners who travel often.
You can also add Platinum Employee Cards $250 per card. Each gets their own unlimited lounge access for them plus a guest worldwide. You can also add Gold Employee Cards for $50 each.
Plus, their spending contributes toward earning more Membership Rewards® points.
Card Annual Value
At Adventures With Points (AWP), we value Membership Rewards® points at 2.2 cents per point.
You’ll get about $2,385 in value in the first year with the American Express® Business Platinum Card
- You’ll get $200 Annual Travel Credit, toward flights, hotels, or vacation packages booked through American Express Travel.
- You’ll get a $200 Annual Dell Credit, earned as $100 every 6 months, to use toward eligible business purchases.
- You’ll get $120 in Annual Wireless Credits, earned as $10 per month, to save on mobile services.
- You’ll get $240 in Annual Instacart Credits, earned as $20 per month, to save on grocery deliveries.
- You’ll get a $100 NEXUS statement credit every four years. That is $25 per year in value.
- You’ll also get unlimited lounge access for you plus a guest worldwide, worth $1,000+.
- Plus, comprehensive travel and purchase insurance, worth about $600.
Card Rewards Earning
With the American Express® Business Platinum Card, you’ll earn 1.25 Membership Rewards® points per $1 on everything. That’s one of the highest rates available.
AWP TIP
You can easily combine all your Membership Rewards® points from different American Express® cards into one account.
It simplifies your access and gives you flexibility when transferring points to airline and hotel partners.
Your entire balance will appear under your highest tier card, like the American Express® Business Platinum Card.
Card Benefits
With the American Express® Business Platinum Card, you’ll enjoy luxury travel benefits.
Annual Travel Credit: You’ll get a $200 Annual Travel Credit each year to use through American Express Travel on flights, hotels, car rentals, or vacation packages.
Annual Dell Credit: You’ll get $200 in Annual Dell Credits, split into $100 every six months, to use toward eligible business purchases in Canada.
Annual Wireless Credit: You’ll get $120 in Annual Wireless Credits, earned as $10 per month, to save on phone and internet bills.
Annual Instacart Credits: You’ll get $240 in Annual Instacart Credits, earned as $20 per month, to save on grocery deliveries.
Airport Lounge Access: You’ll enjoy unlimited worldwide access for you and a guest to over 1,300 lounges, including Centurion Lounges, Plaza Premium Lounges, Priority Pass, and Delta Sky Clubs when flying Delta.
Hotel Benefits: You’ll get Gold Elite Status with both Hilton Honors and Marriott Bonvoy®, plus access to Fine Hotels + Resorts, offering daily breakfast for two, late checkout, and on-property credits.
NEXUS Credit: You’ll get up to $100 in statement credits every four years for your NEXUS application or renewal fee, making cross-border travel faster and easier.
Elite Car Rental Status: Enjoy complimentary status with Avis, Hertz, and National, giving you upgrades and priority service.
Membership Rewards® Points: You’ll earn valuable Membership Rewards® points per dollar on all your purchases. Points can be transferred to top airline and hotel partners like Aeroplan®, Flying Blue, Marriott Bonvoy®, and Hilton Honors for nearly free travel.
American Express® Benefits: You’ll also enjoy access to American Express® Offers and Front of the Line® for presale tickets.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the American Express® Business Platinum Card, you’ll get premium travel insurance and purchase coverage, including:
- Travel Medical Insurance: Up to $5,000,000 for the first 15 days if you’re under 65.
- Trip Cancellation: Up to $2,500 per person and $5,000 total per trip.
- Trip Interruption: Up to $2,500 per person and $6,000 total per trip.
- Common Carrier Travel Accident Insurance: Up to $500,000.
- Flight Delays: Up to $1,000 total per trip if your flight is delayed more than 4 hours.
- Delayed or Lost/Stolen Baggage: Up to $1,000 total per trip if your baggage is delayed for 6 hours or more.
- Auto Rental Collision/Loss Damage Insurance: Comprehensive coverage for vehicles up to $85,000 MSRP.
- Hotel/Motel Burglary: Up to $1,000 per occurrence.
You’ll also get valuable purchase protection when you pay with your American Express® Business Platinum Card:
- Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers items for 90 days.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
American Express® Membership Rewards® points are the most valuable points in Canada. At Adventures With Points (AWP), we value them at 2.2 cents per point because there are so many ways to earn and redeem them for nearly free travel.
You’ll earn plenty of Membership Rewards® points with many American Express® cards. You’ll earn them fast with welcome bonuses and everyday multipliers on cards like the American Express® Business Platinum Card. Plus, earn 5x points on eats and drinks with cards like the American Express® Cobalt Card.
You’ll get the most value by transferring points to top airline and hotel partners like Aeroplan®, Flying Blue, Marriott Bonvoy®, and Hilton Honors to book nearly free travel.
Whether you’re visiting family in Canada or planning a luxury vacation in Europe, Membership Rewards® points will take you there for far less.
American Express® Membership Rewards® Cards
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Welcome Points: 120,000
Welcome Value: $5,100
Annual Fee: $799
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Welcome Points: 40,000
Welcome Value: $1,300
Annual Fee: $199
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Welcome Points: 15,000
Welcome Value: $590
Annually Fee: $191.88 ($15.99 Monthly)
