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American Express® Aeroplan® Card
Best Mid-Tier Amex Aeroplan®
- The American Express® Aeroplan® Card is the mid-tier Aeroplan® card for collectors who value strong earning rates and Amex® perks.
- You’ll get a free checked bag for you plus 8, and preferred pricing.
Welcome Points: 40,000
Welcome Value: $1,280
Annual Fee: $120
The American Express® Aeroplan® Card is a solid choice for Aeroplan® collectors who value strong earning rates and American Express® perks.
It’s a charge card, not a traditional credit card. That means there’s no preset spending limit, and the balance is due in full every month.
This is the card you’ll want if you can maximize American Express® acceptance and bonus categories.
You’ll earn Aeroplan® points faster on Air Canada and travel purchases.
You’ll get a solid welcome bonus and useful Air Canada benefits.
You’ll also enjoy a free checked bag for you and up to eight companions and preferred pricing on rewards.
Plus, get access to American Express® Offers and Front of the Line.

Card Welcome Offer
New cardholders can earn up to 40,000 bonus Aeroplan® points with the American Express® Aeroplan® Card.
- You’ll earn 30,000 Aeroplan® points after spending $3,000 in the first 3 months.
- Plus, earn another 10,000 Aeroplan® points when you spend $1,000 in month 13.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $1,280 in value in the first year with the American Express® Aeroplan® Card.
- The 40,000 welcome bonus points are worth $800.
- You’ll also get a free checked bag on Air Canada flights for you and up to eight companions. Even with two round trips for two people, that is about $280 in savings.
- Plus travel insurance, worth about $200.
American Express® Aeroplan® Card
Best Mid-Tier Amex Aeroplan®
Card Annual Fee
The American Express® Aeroplan® Card has a $120 annual fee. Lowest of the three mid-tier Aeroplan® cards.
The free checked bag on Air Canada flights alone can offset the annual fee.
Authorized users pay $50 per card. They get a free checked bag for themselves and up to eight companions on the same reservation.
Their spending counts toward your Aeroplan® points.
Card Annual Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $480 in annual value from the American Express® Aeroplan® Card.
- You’ll get a free checked bag on Air Canada flights for you and up to eight companions. With two round trips for two people, that is about $280 per year in savings.
- You’ll also get travel insurance worth about $200 per year.

Card Rewards Earning
With the American Express® Aeroplan® Card, you’ll earn:
- 2 Aeroplan® points per dollar spent on eligible Air Canada purchases. That’s an excellent earning rate.
- 1.5 Aeroplan® points per dollar spent on groceries. That’s a solid earning rate.
- 1 Aeroplan® point per dollar spent on everything else.
AWP TIP
You can earn the welcome bonus on only one Aeroplan® card per tier across all issuers.
These three are treated as the same tier: TD® Aeroplan® Visa* Infinite, CIBC Aeroplan® Visa* Infinite, and American Express® Aeroplan® Card.
Aeroplan® Business Cards are a separate tier.
Pick the one that matches your spending habits and travel goals.
Card Benefits
With the American Express® Aeroplan® Card, you’ll enjoy valuable travel and Air Canada benefits, including:
Free First Checked Bag on Air Canada Flights: You plus up to eight companions on the same reservation get your first checked bag free. If you’re travelling as a family, this benefit alone can save hundreds each year. You don’t need to pay for the ticket with the card to get this benefit.
Preferred Pricing on Aeroplan® Reward Flights: You’ll get discounts on Air Canada Aeroplan® redemptions that aren’t available to other members.
Aeroplan® Elite Status: For every $10,000 in net purchases on your American Express® Aeroplan® Card, you’ll earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) toward Aeroplan® Elite Status. You can work your way to 25K Status with everyday spending.
American Express® Benefits: You’ll also enjoy access to American Express® Offers and Front of the Line® for presale tickets.
Beginner’s Guide
From points newbie to booking your first trip.

Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the American Express® Aeroplan® Card, you’ll receive some travel insurance benefits, including:
- Common Carrier Travel Accident Insurance: Up to $500,000.
- Flight Delays: Up to $500 total if your flight is delayed more than 4 hours.
- Delayed Baggage: Up to $500 total if your baggage is delayed for 6 hours or more.
- Car Rental Theft and Damage Insurance: Comprehensive coverage for vehicles up to $85,000 MSRP.
You’ll also get valuable purchase protection when you pay with your American Express® Aeroplan® Card:
- Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers items for 90 days.
Unlike mid-level Aeroplan® Credit Cards, travel coverage on this card doesn’t inclde Emergency Medical, Trip Cancellation or Interruption.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
Aeroplan® is our favourite frequent flyer program in Canada because it’s so versatile and rewarding.
With plenty of partners, it’s easy to earn and redeem Aeroplan® points wherever you want to travel.
You can earn Aeroplan® points faster with a great lineup of Aeroplan® credit cards. Plus, American Express® Membership Rewards® points transfer to Aeroplan® at a 1:1 ratio.
You can redeem Aeroplan® points for flights with Air Canada and its 48 partner airlines, including all Star Alliance members. Taking you to almost any part of the world you want to visit.
Aeroplan® Credit Cards
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Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
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Welcome Points: 40,000
Welcome Value: $1,280
Annual Fee: $120
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Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
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Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
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Welcome Points: 50,000
Welcome Value: $1,919
Annual Fee:$139. 1st Year Rebate
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Welcome Points: 60,000
Welcome Value: $1,980
Annual Fee: $149
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Welcome Points: 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
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Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Welcome Points: 15,000
Welcome Value: $389
Annual Fee: $89. 1st Year Rebate
















