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American Express® Aeroplan® Business Reserve Card
Best Premium Aeroplan® Business Card
- The American Express® Aeroplan® Business Reserve Card is the best premium Aeroplan® card for small business owners who value top-tier earning, VIP Air Canada benefits, and Amex® perks.
- You’ll get a strong welcome bonus and earn Aeroplan® points on every purchase, with the best earning rates when paying for Air Canada earn Aeroplan® flights.
- Plus, a free checked bag for you plus 8, and priority check-in, boarding, and baggage handling with Air Canada.
- You’ll also get unlimited Air Canada Lounge Access in North America for you plus guests, and excellent travel insurance.
Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
The American Express® Aeroplan® Business Reserve Card is a premium option for business owners who want top-tier Aeroplan® earning and exclusive Amex® perks.
It’s a charge card, not a traditional credit card. That means there’s no preset spending limit, and the balance is due in full every month.
You’ll get a strong welcome bonus. You’ll also earn plenty of Aeroplan® points on Air Canada and travel purchases.
You’ll enjoy unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada.
You’ll also enjoy VIP Air Canada benefits, including priority check-in, priority boarding, and priority baggage handling. Plus, preferred pricing on Air Canada Aeroplan® reward flights.
You’ll also get access to American Express® Offers and Front of the Line.

Card Welcome Offer
New cardholders can earn up to 90,000 bonus Aeroplan® points with the American Express® Aeroplan® Business Reserve Card
- You’ll earn 65,000 Aeroplan® points after spending $10,500 in the first 3 months.
- Plus, earn 25,000 Aeroplan® points after spending $3,500 in month 13.
Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $3,380 in annual value from the American Express® Aeroplan® Business Reserve Card.
- The 90,000 welcome bonus points are worth $1,800.
- You’ll get a $100 NEXUS statement credit to speed through security and skip lineups.
- You’ll also get a free checked bag on Air Canada flights for you and up to eight companions. Even with two round trips for two people, that is about $280 in savings.
- You’ll get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada.. That is about $600 in value.
- You’ll also get premium travel insurance for you and your household, worth about $600.
American Express® Aeroplan® Business Reserve Card
Best Premium Aeroplan® Business Card
Card Annual Fee
The American Express® Aeroplan® Business Reserve Card has a $599 annual fee. That’s standard for a premium Aeroplan® card.
The value is easily outweighed by the free checked bag on Air Canada flights and unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada.
Adding an authorized user $199 per card can be great for families who travel together.
Authorized users get their own free checked bag, priority check-in, priority boarding, and priority baggage handling on Air Canada flights for them and up to eight companions on the same reservation.
Authorized users also get Maple Leaf Lounge Access in Canada and the U.S. for themselves and a guest when flying on Air Canada. Their spending also counts toward your Aeroplan® points.
Card Annual Value
At Adventures With Points (AWP), we value Aeroplan® points at 2 cents per point.
You’ll get about $1,505 in annual value from the American Express® Aeroplan® Business Reserve Card.
- You’ll get a $100 NEXUS statement credit every four years. That is $25 per year in value.
- You’ll also get a free checked bag on Air Canada flights for you and up to eight companions. Even with two round trips for two people, that is about $280 in savings.
- You’ll get unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada. That is about $600 in value.
- You’ll also get premium travel insurance for you and your household, worth about $600.

Card Rewards Earning
With the American Express® Aeroplan® Business Reserve Card, you’ll earn:
- 3 Aeroplan® points per dollar spent on Air Canada purchases. That’s the highest earning rate.
- 2 Aeroplan® points per dollar spent on hotel and car rental purchases in Canada. That’s an excellent earning rate.
- 1.25 Aeroplan® points per dollar spent on everything else. That’s a solid, excellent earning rate.
AWP TIP
The annual fee may be tax-deductible when the American Express® Aeroplan® Business Reserve Card is used for business purposes.
Card Benefits
With the American Express® Aeroplan® Business Reserve Card, you’ll enjoy a premium VIP travel experience with valuable Air Canada benefits, including:
Free First Checked Bag on Air Canada Flights: You plus up to eight companions on the same reservation get one free checked bag. If you’re travelling as a family, this benefit alone can save hundreds each year. You don’t need to pay for the ticket with the card to get this benefit.
NEXUS Credit: You get up to $100 statement credit every four years for your NEXUS application fee. NEXUS makes cross-border travel between Canada and the U.S. faster and easier.
Priority Air Canada Services: Priority check-in, boarding, and baggage handling for you plus eight companions on the same reservation. You skip the lines and get your bags faster.
Breeze through security: Enjoy access to the Pearson Priority Security Lane.
American Express® Benefits: You’ll also enjoy access to American Express® Offers and Front of the Line® for presale tickets.
Lounge Access: Unlimited Maple Leaf Lounge access for you and one guest in Canada and the U.S. when flying on Air Canada.
Preferred Pricing on Aeroplan® Reward Flights: You’ll pay fewer Aeroplan® points for Air Canada redemptions than members without an Aeroplan® credit card.
Aeroplan® Elite Status: For every $5,000 in net purchases on your American Express® Aeroplan® Business Reserve Card, you’ll earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) toward Aeroplan® Elite Status. You can work your way to 25K Status faster with everyday spending.
Aeroplan Elite also get up to 50 eUpgrades rollover to the next status year, so you have more time to use them on Air Canada flights.
Annual Worldwide Companion Pass: After $25,000 in net purchases each year, you earn a Worldwide Companion Pass. You bring someone on a direct Air Canada flight to any destination they serve for a fixed fee plus taxes.
American Express® benefits: American Express® Offers and Front of the Line access.
Beginner’s Guide
From points newbie to booking your first trip.

Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Card Insurance
With the American Express® Aeroplan® Business Reserve Card, you’ll get solid travel insurance coverage for you and your household, including:
- Travel Medical Insurance: Up to $5,000,000 for the first 15 days if you’re under 65.
- Trip Cancellation: Up to $1,500 per person and $3,000 total per trip.
- Trip Interruption: Up to $1,500 per person and $6,000 total per trip.
- Common Carrier Travel Accident Insurance: Up to $500,000.
- Flight Delays: Up to $1,000 total per trip if your flight is delayed more than 4 hours.
- Delayed or Lost/Stolen Baggage: Up to $1,000 total per trip if your baggage is delayed for 6 hours or more.
- Auto Rental Collision/Loss Damage Insurance: Comprehensive coverage for vehicles up to $85,000 MSRP.
- Hotel/Motel Burglary: Up to $1,000 per occurrence.
You’ll also get valuable purchase protection when you pay with your American Express® Aeroplan® Business Reserve Card:
- Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.
- Purchase Protection: Covers items for 90 days.
Please review the card’s insurance certificate for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem
Aeroplan® is our favourite frequent flyer program in Canada because it’s so versatile and rewarding.
With plenty of partners, it’s easy to earn and redeem Aeroplan® points wherever you want to travel.
You can earn Aeroplan® points faster with a great lineup of Aeroplan® credit cards. Plus, American Express® Membership Rewards® points transfer to Aeroplan® at a 1:1 ratio.
You can redeem Aeroplan® points for flights with Air Canada and its 48 partner airlines, including all Star Alliance members. Taking you to almost any part of the world you want to visit.
Aeroplan® Credit Cards
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Welcome Points: 90,000
Welcome Value: $3,380
Annual Fee: $599
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Welcome Points: 40,000
Welcome Value: $1,280
Annual Fee: $120
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Welcome Points: 85,000
Welcome Value: $3,280
Annual Fee: $599
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Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Welcome Points: 100,000
Welcome Value: $2,660
Annual Fee: $180. 1st Year Rebate
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Welcome Points: 50,000
Welcome Value: $1,919
Annual Fee:$139. 1st Year Rebate
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Welcome Points: 60,000
Welcome Value: $1,980
Annual Fee: $149
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Welcome Points: 45,000
Welcome Value: $1,819
Annual Fee:$139. 1st Year Rebate
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Welcome Points: 85,000
Welcome Value: $3,580
Annual Fee: $599
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Welcome Points: 15,000
Welcome Value: $389
Annual Fee: $89. 1st Year Rebate
















