Best Everyday Credit Cards in Canada for September 2025
Looking to collect points faster with your everyday purchases? These cards stand out for right now, whether you’re just you are just getting started or ready to level up your points game.
American Express® Cobalt® Card
Your Everyday Powerhouse
Aeroplan® Visa Infinite
Optimize Your Travel Rewards: Why Aeroplan® Visa Infinite are Essential
If you want to maximize travel rewards in Canada, the TD® Aeroplan® Visa Infinite or CIBC Aeroplan® Visa Infinite cards are the best mid-tier Aeroplan® Visa card options to pair with your American Express® Cobalt in Canada. This combination helps you earn the most rewards on all your purchases, including at merchants where American Express® Cobalt is not accepted. Aeroplan® Visa Infinite is the best mid-tier Aeroplan® card given the mix of annual fee, wider acceptance and great travel perks.
Aeroplan® points are among the most valuable for booking air travel in Canada. You can redeem Aeroplan® points for flights with Air Canada and over 25 Star Alliance partner airlines, making them an excellent choice for any traveller who wants to save money on flights, whether you travel often or just a few times a year.
Both the TD® Aeroplan® Visa Infinite and CIBC Aeroplan® Visa Infinite are very comparable, with a similar strong earn rate, comprehensive travel insurance, and overall benefits. The TD® Aeroplan® Visa Infinite often offers a higher welcome bonus, and if you bank with TD or CIBC, you may qualify for extra annual fee discounts.
Why Add an Aeroplan® Visa Infinite Card?
- Wider Acceptance: Not all retailers accept American Express®, so having a Visa ensures you earn valuable points everywhere you shop.
- Aeroplan® Points Value: Aeroplan® points are among the most valuable air travel rewards currency in Canada, offering excellent redemption options for flights and travel experiences.
- Extensive Travel Insurance: Enjoy robust travel insurance coverage for your household on cash and Aeroplan points booking, including emergency medical, trip cancellation/interruption and lost or delayed baggage.
- Travel Perks with Air Canada: free first checked bags for you and up to 8 companions on Air Canada flights.
- Competitive Welcome Bonuses: Both cards often offer a higher welcome bonus and first-year annual fee rebates.
Both the TD® Aeroplan® Visa Infinite and CIBC Aeroplan® Visa Infinite are very comparable and have very similar benefits. TD Aeroplan® Visa Infinite typically offers a slightly elevated welcome signup offer; you may have a relationship with one of the financial institutions that will provide you further reduction in teh annual fee.
📌One Signup Bonus per Card Tier
Keep in mind that the welcome bonus can only be earned once per Aeroplan card tier, such as the Infinite, regardless of how many financial institutions issue the card.
