Marriott Bonvoy Business American Express Card Review

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Marriott Bonvoy® Business American Express® Card

Best Business Marriott Bonvoy® Card

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The Marriott Bonvoy® Business American Express® Card is the best card in Canada for small business owners who are Marriott Bonvoy® loyalists.

You’ll get a strong welcome bonus and earn Marriott Bonvoy® points on every purchase, with the best earning rates when paying at Marriott properties.

You’ll also get great benefits like nights toward elite status and an annual Free Night Award.

Welcome Points: 60,000

Welcome Value: $750

Annual Fee: $150

The Marriott Bonvoy® Business American Express® Card is our top pick for small business owners who are Marriott Bonvoy® loyalists.

This is the card you’ll want in your wallet if you want to turn your business spending into more free nights at Marriott hotels.

You’ll get a strong welcome bonus and earn Marriott Bonvoy® points on every purchase, with the best earning rates when paying at Marriott properties and a solid earning rate for gas, dining and travel.

You’ll also receive an annual Free Night Award after your first anniversary to use at more than 8,000 hotels worldwide. This valuable benefit alone makes the card worth keeping.

You’ll also receive 15 nights toward elite status every year, helping you reach higher tiers faster and enjoy enhanced benefits on your business and leisure stays.
Card Welcome Offer

New cardholders can earn 60,000 Marriott Bonvoy® points with the Marriott Bonvoy® Business American Express® Card.

You’ll earn 60,000 Marriott Bonvoy® points after spending $5,000 in the first 3 months.

Check out our guide on how to meet minimum spend requirements without overspending to make sure you maximize your welcome bonus.
Card Welcome Offer Value

At Adventures With Points (AWP), we value Marriott Bonvoy® points at 1 cent per point.

You’ll get about $750 in value in the first year with the Marriott Bonvoy® Business American Express® Card

The 60,000 welcome bonus points are worth $600.

Plus solid travel and purchase insurance, worth about $150.
Marriott Bonvoy® Business American Express® Card

Best Business Marriott Bonvoy® Card

Welcome Points: 60,000

Welcome Value: $750

Annual Fee: $150

Apply Now

Card Annual Fee

The Marriott Bonvoy® Business American Express® Card has a $150 annual fee, which is standard for a mid-tier premium small business hotel rewards card.

The value is easily offset by the annual Free Night Award you’ll receive after your first anniversary. This benefit alone is worth far more than the annual fee.

There’s no fee rebate for the first year, but the welcome offer and ongoing value make it well worth gettign and keeping this card.

Authorized users pay $50 per card, helping you earn Marriott Bonvoy® points faster on combined business spending.

The annual fees may be tax-deductible when the Marriott Bonvoy® Business American Express® Card is used for business purposes.
Card Annual Value

At Adventures With Points (AWP), we value Marriott Bonvoy® points at 1 cent per point.

You’ll get at least $500 in annual value from the Marriott Bonvoy® Business American Express® Card.

You’ll receive an annual Free Night Award every year after your card anniversary, worth up to 35,000 points. That’s about $350 in value at Marriott hotels.

Plus solid travel and purchase insurance, worth about $150.
Card Rewards Earning

With the Marriott Bonvoy® Business American Express® Card, you’ll earn:

5 Marriott Bonvoy® points per dollar spent at Marriott Bonvoy® hotels. That’s an excellent rate for frequent Marriott guests.

3 Marriott Bonvoy® points per dollar spent on gas, dining, and travel. That’s a decent rate.

2 Marriott Bonvoy® points per dollar spent on all other purchases.

It’s best used for Marriott hotel stays and gas, dining, and travel when you want to keep earning points toward free nights.
AWP TIP

To maximize nearly free stays, consider pairing the Marriott Bonvoy® Business American Express® Card with the Marriott Bonvoy® American Express® Card.

You’ll earn two separate welcome bonuses and receive two annual Free Night Awards each year.

If you hold both cards, you can redeem both certificates for a single trip or use them separately to extend your travel throughout the year.

Card Benefits

With the Marriott Bonvoy® Business American Express® Card, you’ll enjoy valuable benefits that make it easier to earn and redeem points for nearly free stays at Marriott hotels.

Free Night Award:  You’ll get one Free Night Award every year after your card anniversary, worth up to 35,000 points. You can top it up with up to 15,000 points to redeem for a room worth up to 50,000 points per night. Used well, this benefit alone easily covers more than the annual fee.

15 Elite Night Credits:  You’ll receive 15 Elite Night Credits each year. This gives you a head start toward higher Marriott Bonvoy® Elite Status levels, helping you qualify for more benefits sooner.

Marriott Bonvoy® Earning Power:  You’ll earn 5 Marriott Bonvoy® points per dollar spent at Marriott Bonvoy® hotels and 2 points per dollar on everything else.

American Express® Benefits: You’ll also enjoy access to American Express® Offers and Front of the Line® for presale tickets.

Beginner’s Guide

From points newbie to booking your first trip.

Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.

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Card Insurance

With the Marriott Bonvoy® Business American Express® Card, you’ll get solid insurance coverage for travel and purchases, including:

Flight Delay: Up to $500 if your flight is delayed more than 4 hours.

Baggage Delay: Up to $500 for essential purchases if your checked baggage is delayed 6 hours or more.

Lost or Stolen Baggage: Up to $500 per trip if your checked or carry-on baggage is lost, stolen, or damaged while in transit.

Hotel Burglary: Up to $500 per occurrence if your hotel room is burglarized and the stay was charged to your Card.

Travel Accident: Up to $500,000 for accidental death or dismemberment while travelling on a common carrier when you charge your ticket to your Card.

Car Rental Theft and Damage: Comprehensive coverage for theft, loss, or damage of rental cars with an MSRP up to $85,000 when you pay with your Card and decline the rental agency’s coverage.

You’ll also get valuable purchase protection when you pay with your Marriott Bonvoy® Business American Express® Card:

Extended Warranty: Doubles the manufacturer’s warranty up to one additional year.

Purchase Protection: Covers eligible items for 90 days from purchase against theft or accidental damage, up to $1,000 per occurrence.

This card does not include Emergency Medical, Trip Cancellation, or Trip Interruption insurance.

Please review the card’s Certificate of Insurance for complete details, terms, conditions, and eligibility.
Best Ways To Earn and Redeem

Marriott Bonvoy® is one of our favourite hotel rewards programs in Canada because it’s flexible, valuable, and easy to use worldwide.

With over 8,000 properties across 30 brands, it’s simple to earn and redeem Marriott Bonvoy® points wherever you travel.

You can earn an annual Free Night Award and more points faster with the Marriott Bonvoy® American Express® Card and the Marriott Bonvoy® Business American Express® Card.

Plus, American Express® Membership Rewards® points transfer to Marriott Bonvoy® at a 1:1.2 ratio.

You can redeem Marriott Bonvoy® points for nearly free hotel nights at thousands of properties worldwide. You’ll also get the 5th night free when you book five consecutive nights on points, making your stays even more rewarding.