American Express© Membership Rewards© credit cards are the best travel cards in Canada. You earn valuable transferable points that you can transfer to many airline and hotel partners to book nearly free travel.
You can use transfer Amex© MR points to Aeroplan© and Flying Blue for free flights, and Marriott© and Hilton for free stays. Between the welcome offers, everyday earning, and annual credits, you’ll get a lot of value.
The annual Instacart credit, is available through the Amex© Offers program, on all personal and business Amex Membership Rewards© cards is a great benefit you can use each year to help offset that annual fee and get more value.
You get back between $60 and $240 in statement credits a year with the Amex© Cobalt, Gold, Business Gold, Platinum, and Business Platinum. Getting an opportunity to save on your grocery bill in Canada.
Here’s everything you’ll need to know about the Amex© Instacart credit.

The AWP Newsletter
Travel more using points

Get my free beginner guide and weekly tips on credit cards, points, and travel loyalty programs.

What is the American Express© Instacart Credit
American Express© Membership Rewards© cardholders in Canada, get monthly Instacart statement credits when shopping with Instacart.
Depending on the card you hold, you get back between $5 and $20 a month in Instacart statement credits. It’s a great opportunity for you to save on your grocery bill and get extra value back!
You can use these credits at any retailer available on the Instacart platform in Canada, including warehouse stores like Costco.
AWP TIP
If you have more than one Amex Membership Rewards© card, you can stack credits from multiple cards each month on separate orders for even more value.
How You Use the Credit
First, opt in to the Instacrt credit through your American Express® account, either on desktop or in the mobile app.
This is done through the Amex® Offers program, and you only need to do this once.

Simply pay with your Amex® card for Instacart delivery each month to receive the statement credit.


AWP TIP
Instacart is considered a grocery delivery service for the Amex® Cobalt 5x points multiplier.
This means you not only save $5 a month on Instacart delivery, but you also earn 5x points per dollar on your orders with the Amex® Cobalt.
Bottom Line
You’ll get a lot of value from your American Express Membership Rewards© cards through their benefits and statement credits. They let you shop for essentials and keep more money in your pocket.
The Instacart statement credit is one of several American Express Membership Rewards© card offers that help you offset the cards’ annual fee and keep more money in your pocket.
You can use these $60 to $240 annual credits at any retailer available on the Instacart platform in Canada, including warehouse stores like Costco.













