Adding an authorized user to your American Express® account is one of the easiest ways to grow your points balance.
This is the best authorized users offer of the year. A smart way to add to your account a spouse, a partner, or even a teen who is at least 13, while earning bonus points.
With a limited-time Amex® bonus points offer for adding authorized users running until October 30, 2025, now is the ideal time to take advantage of this offer.
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Fuel your adventures with points
Sign up to get your free guide. Get our newsletter with credit cards and points tips. See how easy it is to travel for nearly free.
The AWP Newsletter
Fuel your adventures with points
Sign up to get your free guide. Get our newsletter with credit cards and points tips. See how easy it is to travel for nearly free.
How the Offer Works
Multiple American Express® cards qualify for this promotion. However, these four stand out, with the Amex® Cobalt as the one you should not skip.
The offer is valid until October 30, 2025, and full details can be found directly on the Amex® website.
- American Express® Cobalt earns 10,000 Membership Rewards® points after spending $2,000 in the first three months for each card added, up to two supplementary cardholders for free. With a total of 20,000 bonus points, this offer is one you shouldn’t miss.
- American Express® Gold Rewards earns 10,000 Membership Rewards® points after spending $2,000 in the first three months for each card added, up to two additional cards. The first supplementary cardholder is free.
- Marriott Bonvoy® American Express® earns 10,000 Marriott Bonvoy points after spending $2,000 in the first three months for each card added, up to two supplementary cardholders for free. With a total of 20,000 bonus points.
- American Express® Platinum earns 30,000 Membership Rewards® points after spending $6,000 in the first three months for each card added, up to two supplementary cardholders. With a total of 60,000 bonus points. Keep in mind that there is $250 annual fee for each supplementary card. However, they get premium Platinum benefits like lounge access.
Top Offers
Wondering which credit card to get next?
Our recommendations for the best credit card offers in Canada for November 2025.
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Wondering which credit card to get next?
Our recommendations for the best credit card offers in Canada for November 2025.
My Experience
I decided to take advantage of this offer by adding both my spouse and my teen as authorized users to my Amex® Cobalt Card.
They use their card for everyday expenses like food and gas, so reaching the $2,000 spending in 3 months is easy. Unlocking 2 X 10,000 bonus points, which I value at about $400 in travel rewards, has been easy and truly rewarding.
Before you add an authorized user, keep a few things in mind:
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
Beginner’s Guide
From points newbie to booking your first trip.
Learn how easy it’s for Canadians to earn and redeem points with the best reward credit cards and programs. Make your first redemption for almost free travel in no time.
How to Add an Authorized User
Adding an authorized user is quick and straightforward.
- Visit the Amex® additional card page.
- Select your card.
- Click “Add a Card.”
- Enter your authorized user’s details and submit your request.
Once the supplementary card arrives, make sure you meet the spending requirement within the three-month window to trigger the bonus. Get more tips on meeting the minimum spending requirement here.
Check out the complete guide to American Express authorized users in Canada here.
AWP TIP
A common myth is that being an authorized user prevents you from applying for the same card later or earning a welcome bonus. This is not true.
Being an authorized user does not affect your ability to get approved for your own card or to collect the full welcome bonus in the future.
Bottom Line
Adding an authorized user to your Amex® account is one of the easiest ways to collect extra points outside of a new card sign-up bonus. With this offer running until October 30, 2025, now is the best time to take advantage of this offer.
The Amex® Cobalt Card stands out with no annual fee for up to two supplementary cards and unbeatable everyday earn rates. Adding an authorized user to your Amex® Platinum Card will allow you to earn 30,000 bonus points per added user in addition to their lounge access.
If you have a trusted family member, it is worth adding them to your account before the deadline. Be sure you have a plan to meet the minimum spend and that you are comfortable being responsible for all charges.
